/* =========================================================================
   Market Update Styles — [bmrt_market_update]
   Navy (#1E3A5F) + Gold (#D4A853) design system
   ========================================================================= */

.bmrt-market-update {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    color: #334155;
    line-height: 1.7;
}

/* Hero */
.bmrt-mu-hero {
    background: linear-gradient(135deg, #1E3A5F 0%, #2d4a6f 60%, #1a2e4a 100%);
    border-radius: 16px;
    padding: 48px 40px;
    margin-bottom: 40px;
    position: relative;
    overflow: hidden;
}
.bmrt-mu-hero::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(212,168,83,0.12) 0%, transparent 70%);
    border-radius: 50%;
}
.bmrt-mu-hero-inner {
    position: relative;
    z-index: 1;
    text-align: center;
}
.bmrt-mu-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(212,168,83,0.15);
    color: #D4A853;
    padding: 6px 16px;
    border-radius: 20px;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 20px;
}
.bmrt-mu-hero h1 {
    color: #fff;
    font-size: 2.5rem;
    font-weight: 800;
    margin: 0 0 12px;
    line-height: 1.2;
}
.bmrt-mu-subtitle {
    color: #94a3b8;
    font-size: 1.1rem;
    margin-bottom: 28px;
}

/* Rate Pills */
.bmrt-mu-rate-pills {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 12px;
    margin-bottom: 28px;
}
.bmrt-mu-pill {
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 12px;
    padding: 14px 20px;
    text-align: center;
    min-width: 140px;
    backdrop-filter: blur(4px);
}
.bmrt-mu-pill--primary {
    background: rgba(212,168,83,0.15);
    border-color: rgba(212,168,83,0.3);
}
.bmrt-mu-pill--secondary {
    background: rgba(59,130,246,0.12);
    border-color: rgba(59,130,246,0.25);
}
.bmrt-mu-pill-label {
    display: block;
    color: #94a3b8;
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 4px;
}
.bmrt-mu-pill-value {
    display: block;
    color: #fff;
    font-size: 1.5rem;
    font-weight: 800;
}
.bmrt-mu-pill--primary .bmrt-mu-pill-value {
    color: #D4A853;
}

/* Hero CTA */
.bmrt-mu-hero-cta {
    display: flex;
    justify-content: center;
    gap: 12px;
    flex-wrap: wrap;
}
.bmrt-mu-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 12px 24px;
    border-radius: 8px;
    font-weight: 700;
    font-size: 15px;
    text-decoration: none;
    transition: transform 0.2s, opacity 0.2s;
}
.bmrt-mu-btn--gold {
    background: linear-gradient(135deg, #D4A853, #b8860b);
    color: #1E3A5F;
}
.bmrt-mu-btn--gold:hover {
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(212,168,83,0.3);
}
.bmrt-mu-btn--outline {
    background: transparent;
    border: 1px solid rgba(255,255,255,0.3);
    color: #fff;
}
.bmrt-mu-btn--outline:hover {
    background: rgba(255,255,255,0.08);
}

/* Sections */
.bmrt-mu-section {
    margin-bottom: 40px;
    padding-bottom: 32px;
    border-bottom: 1px solid #e2e8f0;
}
.bmrt-mu-section:last-of-type {
    border-bottom: none;
}
.bmrt-mu-section h2 {
    color: #1E3A5F;
    font-size: 1.6rem;
    font-weight: 700;
    margin: 0 0 16px;
}
.bmrt-mu-section h3 {
    color: #1E3A5F;
    font-size: 1.2rem;
    font-weight: 600;
    margin: 24px 0 12px;
}
.bmrt-mu-section p {
    margin-bottom: 14px;
}
.bmrt-mu-section ul,
.bmrt-mu-section ol {
    padding-left: 24px;
    margin-bottom: 16px;
}
.bmrt-mu-section li {
    margin-bottom: 8px;
}

/* Rate Table */
.bmrt-mu-table-wrap {
    overflow-x: auto;
    margin: 20px 0;
    border-radius: 12px;
    border: 1px solid #e2e8f0;
}
.bmrt-mu-rate-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 15px;
}
.bmrt-mu-rate-table thead th {
    background: #1E3A5F;
    color: #fff;
    padding: 14px 16px;
    text-align: left;
    font-weight: 600;
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}
.bmrt-mu-rate-table tbody td {
    padding: 12px 16px;
    border-bottom: 1px solid #f1f5f9;
}
.bmrt-mu-rate-table tbody tr:hover {
    background: #f8fafc;
}
.bmrt-mu-rate-cell {
    color: #1E3A5F;
    font-weight: 700;
    font-size: 1.1em;
}

/* BoC Section */
.bmrt-mu-boc-decision {
    background: #f0f9ff;
    border-left: 4px solid #1E3A5F;
    padding: 16px 20px;
    border-radius: 0 8px 8px 0;
    font-size: 1.05em;
}
.bmrt-mu-boc-highlights li {
    line-height: 1.6;
    margin-bottom: 12px;
}

/* FAQ */
.bmrt-mu-faq-item {
    border: 1px solid #e2e8f0;
    border-radius: 8px;
    margin-bottom: 8px;
    overflow: hidden;
}
.bmrt-mu-faq-item summary {
    padding: 16px 20px;
    font-weight: 600;
    color: #1E3A5F;
    cursor: pointer;
    list-style: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.bmrt-mu-faq-item summary::-webkit-details-marker {
    display: none;
}
.bmrt-mu-faq-item summary::after {
    content: '+';
    font-size: 1.3em;
    color: #D4A853;
    font-weight: 700;
    flex-shrink: 0;
    margin-left: 12px;
}
.bmrt-mu-faq-item[open] summary::after {
    content: '−';
}
.bmrt-mu-faq-item[open] summary {
    background: #f8fafc;
    border-bottom: 1px solid #e2e8f0;
}
.bmrt-mu-faq-answer {
    padding: 16px 20px;
}

/* Final CTA */
.bmrt-mu-cta {
    margin-top: 40px;
}
.bmrt-mu-cta-inner {
    background: linear-gradient(135deg, #1E3A5F 0%, #2d4a6f 100%);
    border-radius: 16px;
    padding: 40px;
    text-align: center;
    border: 1px solid rgba(212,168,83,0.2);
}
.bmrt-mu-cta h2 {
    color: #D4A853;
    font-size: 1.6rem;
    margin: 0 0 12px;
}
.bmrt-mu-cta p {
    color: #cbd5e1;
    margin-bottom: 24px;
    font-size: 1.05rem;
}

/* Reform date */
.bmrt-mu-reform-date {
    background: #fef3c7;
    border-left: 4px solid #D4A853;
    padding: 12px 16px;
    border-radius: 0 8px 8px 0;
}

/* Mobile Responsive */
@media (max-width: 768px) {
    .bmrt-mu-hero {
        padding: 32px 20px;
    }
    .bmrt-mu-hero h1 {
        font-size: 1.8rem;
    }
    .bmrt-mu-rate-pills {
        flex-direction: column;
        align-items: center;
    }
    .bmrt-mu-pill {
        min-width: 200px;
    }
    .bmrt-mu-section h2 {
        font-size: 1.3rem;
    }
    .bmrt-mu-cta-inner {
        padding: 28px 20px;
    }
    .bmrt-mu-rate-table {
        font-size: 13px;
    }
    .bmrt-mu-rate-table thead th,
    .bmrt-mu-rate-table tbody td {
        padding: 10px 12px;
    }
}