Get a free, instant estimate of what your home is worth in today’s market. This home value estimator uses the actual CREA MLS® Home Price Index for your province — so because the index tracks the real market (the 2022 peak and the correction since), your estimate can show a gain or a loss, depending on where and when you bought.
Pick your province and the year you bought to see what your home is worth today — based on real CREA MLS® HPI data. It’s an estimate, not a formal appraisal.
Based on the CREA MLS® HPI benchmark for your province. Your individual city or property can differ — see the provincial table below.
*Estimate only, based on the CREA MLS® HPI benchmark for your province. Your home’s actual value requires a professional appraisal or a Realtor’s comparative market analysis.
Markets have split sharply. British Columbia and Ontario are down year-over-year and well below their 2022 peaks, while Quebec, the Prairies, and Atlantic Canada have hit record highs. Current CREA MLS® HPI benchmark prices:
| Province / Region | Benchmark Price | Year-over-Year |
|---|---|---|
| British Columbia | $889,800 | −5.7% |
| Ontario | $752,400 | −5.7% |
| Quebec | $550,800 | +5.0% |
| Alberta | $514,000 | −2.4% |
| Nova Scotia | $440,800 | +2.4% |
| Prince Edward Island | $378,900 | +4.0% |
| Saskatchewan | $374,300 | +4.5% |
| Newfoundland & Labrador | $339,400 | +9.8% |
| New Brunswick | $324,400 | +1.3% |
| Canada | $666,400 | −4.1% |
Source: Canadian Real Estate Association (CREA) MLS® Home Price Index, April 2026. The national benchmark peaked near $841,300 in March 2022 and remains roughly 21% below that peak.
There are three common ways to answer “what’s my home worth today?”: a free online estimator like this one, an automated valuation by address (AVM), and a professional appraisal or Realtor’s comparative market analysis (CMA). This tool does not assume prices only go up — it applies the actual movement of your province’s CREA MLS® HPI benchmark between the year you bought and today:
Because the index captures the 2020–2022 run-up and the correction that followed, the result is realistic. If you bought in Ontario or BC near the early-2022 peak, the estimate will likely show your home is worth less than you paid — those provinces are still down 15–25% from their peaks. If you bought in Quebec, Alberta, the Prairies, or Atlantic Canada, you’re likely at or near a record high.
“What is my home worth by address” tools (AVMs) try to price your exact property, but they’re often wildly off because they can’t see your renovations, condition, or recent local sales. This estimator instead uses the trusted CREA benchmark for your province, so there’s no sign-up and no address required — you get an honest, market-level number in seconds. For an exact figure (for a sale, refinance, or HELOC), lenders still rely on a professional appraisal or a Realtor’s CMA.
Use it as a starting point. If you’re thinking about refinancing, tapping a HELOC, or planning a sale, the next step is a Realtor’s CMA or a lender-ordered appraisal. If equity has grown, you may be able to consolidate higher-rate debt, fund renovations, or shorten your amortization. If your estimate shows a loss, hold tight on selling if you can — and check whether your renewal strategy still makes sense.
To estimate what your home is worth today, take what you paid and adjust it by how much the CREA MLS HPI benchmark for your province has moved since you bought. This free estimator does that instantly: choose your province, enter your purchase price and year, and it returns a current market-level value. For example, the national benchmark is down roughly 20% from its February 2022 peak, so a home bought at that peak would be worth less today, while a home bought in 2019 would likely be worth more.
There are three main ways: (1) a free online estimator like this one, which adjusts your purchase price by your province’s CREA benchmark trend; (2) an automated valuation by address (AVM), which guesses a price from public data but can’t see your home’s condition; and (3) the most accurate option, a professional appraisal or a Realtor’s comparative market analysis (CMA). Start with this estimator for a free instant number, then get a CMA when you’re ready to sell or refinance.
Address-based tools (AVMs) try to value your exact property, but they often miss the mark because they can’t account for renovations, condition, or recent comparable sales on your street. This estimator deliberately uses the trusted CREA MLS HPI benchmark for your province instead, so it needs no address and no sign-up. For a property-specific figure, a Realtor’s CMA or a professional appraisal is the reliable choice.
It depends heavily on where you live. As of April 2026 the market has split: British Columbia and Ontario are still down year-over-year and 15–25% below their 2022 peaks, while Quebec, Alberta, Saskatchewan, Nova Scotia, PEI and Newfoundland are at or near record highs. Selecting your province above applies the right benchmark trend so your estimate reflects today’s market where you actually are.
Yes — this is a free online home value estimator for Canada, with no sign-up required. It covers every province using CREA MLS HPI benchmark data, so whether you want to know what your home is worth in Ontario, BC, Alberta, Quebec or anywhere else in Canada, you can get an instant estimate.
If you bought in Ontario or BC near the 2021–2022 peak, you may be at or below what you paid, because those provincial benchmarks are still well below their 2022 highs. That is a real reflection of the market, not an error. Whether you have lost equity on paper depends heavily on your specific city and property.
It is a benchmark-based estimate using CREA provincial data, not a property-specific valuation. It does not account for your renovations, condition, lot, or local street-level comparables, and your city may have moved differently from the provincial average. Treat it as a starting point — lenders require a formal appraisal before approving financing.
Home equity is your estimated home value minus your remaining mortgage balance. If your home is worth $520,000 and you owe $350,000, you have $170,000 in equity. Most lenders let you access up to 80% of your home value minus your mortgage, which is shown as the “equity you could access” figure.
You can use it to decide whether refinancing or a HELOC is worth exploring, but the lender will order a formal appraisal to confirm value before approving — especially important now, since values have fallen in some markets.