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Fast approvals, great terms, zero guesswork. Your dedicated broker guides you step by step.
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Mortgage Solutions That Fit Your Dreams
Whether you're buying your first home or refinancing, we have the perfect solution for your needs.
Home Purchase Loans
Get pre-approved and find the perfect mortgage for your new home.
Explore Home Purchase OptionsMortgage Refinance
Lower your rate, access equity, or consolidate debt with a refinance.
Explore Refinance OptionsDebt Consolidation
Combine high-interest debts into one lower monthly payment.
Explore Debt ConsolidationMortgage Renewals
Don't auto-renew. Let us find you a better rate.
Explore Renewal OptionsSelf-Employed Mortgages
Flexible mortgage solutions for business owners and freelancers.
Explore Self-Employed OptionsInvestment Property Mortgages
Financing options for rental properties and real estate investments.
Explore Investment OptionsMortgage Calculator
Estimate your monthly mortgage payments and see how different terms affect your costs.
Estimated Monthly Payment
$3,036
Total Interest
$410,751
Total Cost
$910,751
*This calculator provides estimates only. Actual rates and payments may vary. Contact us for accurate quotes.
Quick, Easy & Flexible
Getting your mortgage shouldn't be complicated. Here's our simple 4-step process.
Tell Us Your Goals
Share your home financing needs and we'll understand your situation completely.
We Find Options
Our brokers compare rates from 50+ lenders to find your perfect match.
Easy Application
Simple paperwork with guidance every step of the way. No confusion.
Get Approved
Fast approval and funding so you can move forward with confidence.
What Our Clients Say
Mortgage Tips & Expert Advice
Stay informed with the latest mortgage news, tips, and insights from our experts.
Mortgage Renewal Tips for 2026: Don’t Sign That Renewal Letter
With 1.5 million mortgages renewing in 2026, here's how to get the best rate and avoid common mistakes.
Rental Cash Damming Strategy: Complete Canadian Guide 2025
Learn how Canadian rental property owners can legally convert non-deductible personal mortgage interest into tax-deductible investment debt through cash damming.
The Smith Manoeuvre Explained: Make Your Mortgage Tax-Deductible
Learn how the Smith Manoeuvre can transform your non-deductible Canadian mortgage into tax-deductible investment debt, potentially saving you thousands annually.
Frequently Asked Questions
Get answers to the most common questions about mortgages in Canada
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The Best Rate?
Speak with our mortgage experts today. We'll help you find the perfect solution for your home financing needs.
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(416) 822-7357
Email Us
mortgage@bestrates.ca
Office Location
103 - 1660 North Service Rd E Suite 205, Oakville, ON L6H 7G3
Working Hours
Mon - Fri: 9am - 6pm
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