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Self-Employed Mortgages
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Self-Employed Mortgages

Your Income, Your Way

Traditional income verification doesn't work for everyone. We specialize in helping self-employed Canadians, contractors, and business owners get approved with alternative documentation and flexible income assessment.

Get Started Call (416) 822-7357
Why Choose Us

Benefits of Our Self-Employed Service

Alternative Income Verification

We use business financials, bank statements, and other methods beyond traditional T4s.

Flexible Documentation

Options for stated income programs and reduced documentation requirements.

Business-for-Self Programs

Specialized programs designed specifically for entrepreneurs and freelancers.

Access to 50+ Lenders

Including lenders who specialize in self-employed and non-traditional income.

Our Process

How It Works

01

Income Consultation

We review your business structure, income sources, and documentation options.

02

Income Assessment

We determine the best way to verify and present your income to lenders.

03

Lender Matching

We match you with lenders who understand and accept your income type.

04

Approval & Funding

Get approved and funded with terms that work for your business.

FAQ

Frequently Asked Questions

We can use a combination of business financial statements, Notice of Assessments, bank statements showing deposits, contracts, and accountant-prepared income letters depending on the lender.
Most lenders require 2 years of self-employment history. However, some alternative lenders may consider applicants with 1 year if you have strong assets and credit.
Not necessarily. Some lenders offer stated income programs where they use gross business revenue or add back certain expenses. We help you find the best approach.
Typically: 2 years of NOAs and T1 Generals, business license, 6-12 months of bank statements, and sometimes financial statements. We'll provide a complete checklist.
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Get Approved on Your Terms

Self-employed mortgage solutions tailored to your unique income situation.

Get Pre-Approved - Self-Employed Mortgages

FLEXIBLE OPTIONS FOR ENTREPRENEURS

Quick - Easy - Secure!

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By submitting your contact information you also expressly consent to have us contact you about your inquiry by text message, email, or phone. This is not a commitment to lend or extend credit. Restrictions may apply.

Get Approved on Your Terms

Self-employed mortgage solutions tailored to your unique income situation.

Get Free Consultation Call (416) 822-7357