Home Purchase Loans
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Rates from 3.45%

Home Purchase Loans

Your Dream Home Awaits

Whether you're a first-time buyer or looking to upgrade, we'll help you navigate the home buying process with personalized mortgage solutions that fit your budget and lifestyle.

Get Started Call (416) 822-7357
Why Choose Us

Benefits of Our Home Purchase Service

Pre-Approval in 24 Hours

Get your mortgage pre-approval quickly so you can shop with confidence and make competitive offers.

Access to 50+ Lenders

We compare rates from major banks, credit unions, and alternative lenders to find your best deal.

First-Time Buyer Programs

Take advantage of government incentives, down payment programs, and special first-time buyer rates.

Flexible Down Payment Options

Options starting from 5% down for qualified buyers, with strategies to help you save more.

Helpful Resources

Tools & Articles

Calculators

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Our Process

How It Works

01

Free Consultation

We discuss your goals, budget, and timeline to understand your unique situation.

02

Get Pre-Approved

Receive your pre-approval letter within 24 hours to start house hunting.

03

Find Your Home

Shop confidently knowing exactly what you can afford and your rate is locked.

04

Close & Celebrate

We handle the paperwork and you get the keys to your new home.

FAQ

Frequently Asked Questions

The minimum down payment is 5% for homes under $500,000, and 5% on the first $500,000 plus 10% up to $999,999. First-time buyers and new construction can access CMHC insurance up to $1.5 million with 30-year amortization. For resale homes over $1M or any home over $1.5M, 20% is required.
Most lenders require a minimum credit score of 600-650 for conventional mortgages. However, we work with alternative lenders who can help clients with lower scores or unique situations.
From pre-approval to closing typically takes 30-45 days. Pre-approval itself can be done in as little as 24 hours with complete documentation.
You'll need proof of income (pay stubs, T4s, NOA), ID, bank statements, and information about your assets and debts. We'll provide a complete checklist.
Get Started

Ready to Buy Your Dream Home?

Get pre-approved today and take the first step toward homeownership.

Get Pre-Approved for Your Home Purchase

AND SAVE $1,000s IN INTEREST

Quick - Easy - Secure!

Step 1 of 8 0% Complete

Mortgage Amount Required?

$50,000 $2,000,000
$

100% Privacy. We Will Never Spam You!

By submitting your contact information you also expressly consent to have us contact you about your inquiry by text message, email, or phone. This is not a commitment to lend or extend credit. Restrictions may apply.

Ready to Buy Your Dream Home?

Get pre-approved today and take the first step toward homeownership.

Get Free Consultation Call (416) 822-7357