Debt Consolidation
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Rates from 3.70%

Debt Consolidation

Simplify Your Finances

Stop juggling multiple payments and high interest rates. Debt consolidation through your mortgage can dramatically reduce your monthly payments and help you become debt-free faster.

Get Started Call (416) 822-7357
Why Choose Us

Benefits of Our Debt Consolidation Service

One Simple Payment

Replace multiple credit cards and loans with a single, lower monthly payment.

Dramatically Lower Rates

Convert 19-29% credit card rates to mortgage rates as low as 3.99%.

Improve Cash Flow

Free up hundreds or thousands per month for savings and other goals.

Rebuild Credit

Paying off credit cards can significantly boost your credit score.

Helpful Resources

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Our Process

How It Works

01

Debt Assessment

We review all your debts, interest rates, and monthly payments.

02

Calculate Savings

See your potential monthly and total interest savings side by side.

03

Consolidation Plan

We create a customized plan to consolidate your debts effectively.

04

Debt Freedom Path

Close out high-interest accounts and enjoy one simple payment.

FAQ

Frequently Asked Questions

You can consolidate credit cards, lines of credit, car loans, personal loans, student loans, and other consumer debts into your mortgage.
The average Canadian saves $500-1,500 per month by consolidating high-interest debt. Someone with $50,000 in credit card debt at 20% could save over $8,000 per year.
Initially, there may be a small dip from the credit inquiry. However, paying off credit cards typically improves your score significantly within a few months.
Yes, you'll need sufficient home equity to cover your consolidation amount. We typically need 20% equity remaining after consolidation.
Get Started

Break Free From High-Interest Debt

Calculate your savings and start your path to financial freedom.

Free Up Your Cash - Refinance and Save Today

Stress Free Refinance Tool

No pressure, no obligation – Just answers!

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How much is your home worth? (Estimate)

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Break Free From High-Interest Debt

Calculate your savings and start your path to financial freedom.

Get Free Consultation Call (416) 822-7357