Stay informed with the latest mortgage news, tips, and insights from our experts.
A practical guide for BC self-employed borrowers — how lenders calculate your income, which documents you actually need, and why a broker can mean the difference between approved and declined.
How B-lender bank statement mortgages work in Canada — when to use them, real cost vs A-lender, and how to plan your refinance back to prime rates.
Down payment rules for self-employed buyers in Canada in 2026, the 2-year industry rule, and the exceptions that let you qualify in year one.
How incorporated Canadians can use T2 corporate net income, dividends, and retained earnings to qualify for a much larger mortgage than their T1 suggests.
How stated income (Business For Self) mortgage programs work in Canada — which lenders offer them, premium costs, and who actually qualifies.
How self-employed Canadians qualify for a mortgage in 2026 — what lenders count as income, stated income programs, the 2-year rule, and which lenders say yes when banks say no.
How Alberta business owners and self-employed professionals can qualify for mortgages, including stated income options and documentation requirements.
Explore alternative and B lender mortgage options in Ontario. Understand who qualifies, rates, and when non-traditional lending makes sense.
Navigating mortgage approval as a self-employed Canadian. Comprehensive tips for business owners, freelancers, consultants, and gig workers.
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