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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

FHSA vs RRSP: Which Should First-Time Homebuyers Prioritize in 2026? - Financial Advice mortgage article | Best Rates Canada
Financial Advice

FHSA vs RRSP: Which Should First-Time Homebuyers Prioritize in 2026?

Canadian first-time homebuyers now have access to two powerful tax-advantaged accounts to build their down payment: the First Home Savings Account (FHSA) and the RRSP...

V
voytekj
Mar 4
Down Payment Strategies for Ontario Home Buyers - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

Down Payment Strategies for Ontario Home Buyers

Explore proven strategies for saving your down payment in Ontario's expensive market. Learn about FHSA, RRSP, gifted funds, and creative approaches.

Voytek Jedrusiak Voytek Jedrusiak
Dec 20
Navigating Self-Employed Mortgages: Requirements, Options & Qualifications - Mortgage mortgage article | Best Rates Canada
Mortgage

Navigating Self-Employed Mortgages: Requirements, Options & Qualifications

Are you a self-employed individual looking to secure a mortgage for your dream home? Navigating the world of self-employed mortgages can be complex and daunting,...

Voytek Jedrusiak Voytek Jedrusiak
Jan 4
Before You Buy Why Get Pre-approved? - Money Loans mortgage article | Best Rates Canada
Money Loans

Before You Buy Why Get Pre-approved?

OK. You’ve made the decision. You’re ready to buy a house. Great! You’ve got that dream home pictured in your head. Now all you have...

Voytek Jedrusiak Voytek Jedrusiak
Jan 7
Protecting Your Credit During Divorce - Mortgage mortgage article | Best Rates Canada
Mortgage

Protecting Your Credit During Divorce

When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn’t have to change is the credit status you’ve worked so hard to achieve.

Voytek Jedrusiak Voytek Jedrusiak
Sep 17
It’s Never Too Late to Get a Better Rate on Your Mortgage - Mortgage mortgage article | Best Rates Canada
Mortgage

It’s Never Too Late to Get a Better Rate on Your Mortgage

Perhaps you are a first time homebuyer, or maybe you have been in your current mortgage for years; whatever the case may be you should...

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Sep 12
Is It Time to Refinance Your Mortgage? - Mortgage mortgage article | Best Rates Canada
Mortgage

Is It Time to Refinance Your Mortgage?

Have interest rates dropped since you first bought your house? Are you in a considerably better place financially and credit wise than you were when...

Voytek Jedrusiak Voytek Jedrusiak
Aug 20
Knowing When You Are Ready To Buy - Housing Industry mortgage article | Best Rates Canada
Housing Industry

Knowing When You Are Ready To Buy

All across Canada, there are thousands of people looking to a buy home – either now or in the future. Over the last few years,...

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Aug 16
Things You Need When Applying For A Mortgage - Tips for Home buyers mortgage article | Best Rates Canada
Tips for Home buyers

Things You Need When Applying For A Mortgage

Congratulations! Now that you have found the perfect home, all that’s left is getting the perfect mortgage. In order to do that, you will have...

Voytek Jedrusiak Voytek Jedrusiak
May 1