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Mortgage Tips & Expert Advice

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Understanding Mortgage Penalties: Calculators and Consequences of Breaking Your Mortgage - Mortgage mortgage article | Best Rates Canada
Mortgage

Understanding Mortgage Penalties: Calculators and Consequences of Breaking Your Mortgage

When considering breaking your mortgage contract before its term ends in Canada, it’s essential to navigate the complex landscape of financial penalties and the array...

Voytek Jedrusiak Voytek Jedrusiak
Feb 12
Renew or Refinance: Making the Best Mortgage Decision - Mortgage mortgage article | Best Rates Canada
Mortgage

Renew or Refinance: Making the Best Mortgage Decision

When it comes to managing your mortgage, the decision to renew or refinance can have a significant impact on your financial situation. Understanding the differences...

Voytek Jedrusiak Voytek Jedrusiak
Jan 5
Mortgage Renewal in Canada: A Complete Guide to Securing the Best Deal in 2024 - Mortgage mortgage article | Best Rates Canada
Mortgage

Mortgage Renewal in Canada: A Complete Guide to Securing the Best Deal in 2024

Your renewal letter is not a friendly reminder. It is a sales pitch — and the rate printed on the page is almost never your...

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 13
It’s Never Too Late to Get a Better Rate on Your Mortgage - Mortgage mortgage article | Best Rates Canada
Mortgage

It’s Never Too Late to Get a Better Rate on Your Mortgage

Perhaps you are a first time homebuyer, or maybe you have been in your current mortgage for years; whatever the case may be you should...

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Sep 12
Is It Time to Refinance Your Mortgage? - Mortgage mortgage article | Best Rates Canada
Mortgage

Is It Time to Refinance Your Mortgage?

Have interest rates dropped since you first bought your house? Are you in a considerably better place financially and credit wise than you were when...

Voytek Jedrusiak Voytek Jedrusiak
Aug 20
Fixed or Variable? How to protect your mortgage from higher interest rates. - Mortgage mortgage article | Best Rates Canada
Mortgage

Fixed or Variable? How to protect your mortgage from higher interest rates.

Fixed or variable? It’s a simple little question with enormous ramifications. On a $500,000 mortgage, each 1% interest rate increase means your ability to borrow...

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Feb 16
Is Debt Consolidation The Solution To Your Financial Problem? - Mortgage Refinancing mortgage article | Best Rates Canada
Mortgage Refinancing

Is Debt Consolidation The Solution To Your Financial Problem?

This article can not ultimately answer this question. Debt consolidation has indeed solved a lot of financial problems and has brought many people back right into the right track in terms of finances. However, the answer as to whether it…

Voytek Jedrusiak Voytek Jedrusiak
Feb 9
An Easy Way To Eliminate Your Credit Card Debt - Financial insights mortgage article | Best Rates Canada
Financial insights

An Easy Way To Eliminate Your Credit Card Debt

There are millions of Canadians out there who have paid off heavy credit card debt, and you may be one of them. However, to get...

Voytek Jedrusiak Voytek Jedrusiak
Jan 16
Refinancing Can Put Cash In Your Pocket 💰💰💰 - Mortgage mortgage article | Best Rates Canada
Mortgage

Refinancing Can Put Cash In Your Pocket 💰💰💰

One of the great benefits of refinancing your home is the ability to get cash in your pocket as a result of the transaction. There...

Voytek Jedrusiak Voytek Jedrusiak
Jan 11