Stay informed with the latest mortgage news, tips, and insights from our experts.
In 2026 the fixed-vs-variable decision is no longer about who "wins the prediction game" — it's about matching the product to your actual life.
Understand why mortgage pre-approval is essential in BC's competitive real estate markets and how to get the strongest pre-approval.
How progress-draw construction mortgages work for Edmonton custom builds and new-builds — draw schedules, holdbacks, interest-only periods, and lender choice.
Mortgage realities for Fort McMurray, Grande Prairie, Lloydminster, Cold Lake, and Drayton Valley buyers — appraisals, lender appetite, and rotational-worker income.
How fixed and variable mortgage penalties are calculated in Alberta in 2026, with worked examples for big-bank IRD, fair-penalty lenders, and when breaking still pays off.
How second-home and rental-property mortgages work for Banff and Canmore buyers, including leasehold rules, short-term rental restrictions, and 2026 lender appetite.
Exactly how the federal stress test reduces your Edmonton purchase budget in 2026, with side-by-side numbers and the lender categories that escape it.
How mortgage porting works in Canada in 2026: keep your low rate when you move, port-and-increase math, deadlines, and the hidden lender rules that trip up most movers.
New Westminster gives buyers river views, walkable historic streets, and SkyTrain access at a discount to Vancouver and Burnaby. Here is what to know about financing a home in BC's Royal City.
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