Stay informed with the latest mortgage news, tips, and insights from our experts.
How Ontario homeowners moving to Alberta in 2026 should structure the mortgage transition — porting, breaking, timing the sale and purchase, and tapping equity.
Technically, Canada requires a minimum 5% down — but there are creative workarounds. Here's what actually works (and what doesn't) in 2026.
Breaking a cash back mortgage means repaying a pro-rated portion of the cash — on top of your regular prepayment penalty. Here's exactly how the clawback works and when breaking still makes sense.
Mortgage Investment Corporations (MICs) pool investor capital to fund private mortgages. Learn how they work, their advantages over individual lenders, and what borrowers should know.
How Alberta lenders treat basement suites in 2026 — legal requirements, rental offset rules, and financing math for buying or building a suite.
Side-by-side cost analysis of every cash back tier using real 2026 rates. See exactly how much extra interest you pay and whether the cash received makes up for it.
A complete breakdown of minimum down payments by purchase price, CMHC insurance thresholds, and where your money can come from — updated for 2026 rules.
Stuck in a private mortgage? Here's your step-by-step plan to transition to a B-lender or A-lender — rebuild credit, document income, and lower your mortgage costs.
How BC lenders treat secondary suites in 2026 — legality, rental offset rules, financing for adding a suite, and the math that turns a basement into qualifying income.
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