Stay informed with the latest mortgage news, tips, and insights from our experts.
Surrey, Langley, and the Fraser Valley offer larger homes, newer construction, and meaningful price discounts versus Vancouver and Burnaby. Here's what financing looks like in 2026.
Victoria offers Vancouver Island's best urban lifestyle, strong rental demand, and a more affordable entry point than Vancouver. Here's what 2026 buyers need to know about financing.
Buying in Red Deer or Medicine Hat in 2026 — benchmark prices, lender appetite for smaller AB markets, oil-economy income quirks, and what makes a deal go through.
Lethbridge in 2026 — benchmark prices, university-town rental dynamics, agricultural-income mortgage rules, and the smartest way to finance a first home in southern Alberta.
Everything you need to know about mortgage default insurance in Canada — who pays, how much, and when you can skip it entirely.
How CHIP and Equitable Bank reverse mortgages work for Alberta homeowners 55+, costs, payout options, and the alternatives a broker should run first.
How Ontario homeowners moving to Alberta in 2026 should structure the mortgage transition — porting, breaking, timing the sale and purchase, and tapping equity.
Technically, Canada requires a minimum 5% down — but there are creative workarounds. Here's what actually works (and what doesn't) in 2026.
Breaking a cash back mortgage means repaying a pro-rated portion of the cash — on top of your regular prepayment penalty. Here's exactly how the clawback works and when breaking still makes sense.
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