Knowledge Hub

Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Divorce and Mortgage Options in Alberta: 2026 Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Divorce and Mortgage Options in Alberta: 2026 Guide

How Alberta couples can divide the matrimonial home in 2026 — spousal buyout refinance, sell-and-split, deferred buyouts, and lender requirements.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Feb 2
Smart Ways to Use a Home Equity Loan in 2026 (And Three Ways That Will Hurt You) - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Smart Ways to Use a Home Equity Loan in 2026 (And Three Ways That Will Hurt You)

Home equity is leverage. Used well, it builds wealth. Used badly, it hands the bank your retirement.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Feb 1
Why Use a Mortgage Broker in Alberta? Benefits for Calgary and Edmonton Buyers - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Why Use a Mortgage Broker in Alberta? Benefits for Calgary and Edmonton Buyers

Discover how Alberta mortgage brokers can save you money and simplify your home financing with access to multiple lenders and expert guidance.

Voytek Jedrusiak Voytek Jedrusiak
Jan 28
Why You Should Never Skip a Home Inspection (Even in a Hot Market) - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Why You Should Never Skip a Home Inspection (Even in a Hot Market)

Waiving a home inspection to win a bidding war can cost you far more than the house itself. Real examples of what inspections catch.

Voytek Jedrusiak Voytek Jedrusiak
Jan 22
How Much Home Equity Can You Actually Borrow in 2026? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

How Much Home Equity Can You Actually Borrow in 2026?

On paper you can access 80% LTV. In practice, qualifying income and credit are the real gate.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 17
Private Mortgages in Ontario: Complete Guide 2026 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Private Mortgages in Ontario: Complete Guide 2026

Everything Ontario homeowners and buyers need to know about private mortgages — how they work, current rates, FSRA regulation, lender types, qualification requirements, and how to protect yourself.

Voytek Jedrusiak Voytek Jedrusiak
Jan 15
Home Equity Loans in Canada: Complete Guide 2026 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Home Equity Loans in Canada: Complete Guide 2026

Everything Canadian homeowners need to know about home equity loans — how they work, current rates, qualification requirements, and how to choose between a HEL, HELOC, or refinance.

Voytek Jedrusiak Voytek Jedrusiak
Jan 10
Investment Property Mortgages in Canada: The Complete 2026 Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Investment Property Mortgages in Canada: The Complete 2026 Guide

Down payment rules, rental income offsets, qualifying ratios, and the lender quirks that make or break an investment property deal in Canada.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 15
Flight Attendant Pension & Long-Term Mortgage Strategy - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Flight Attendant Pension & Long-Term Mortgage Strategy

How Canadian flight attendants can use their defined-benefit pension entitlement to plan a mortgage-free retirement — payoff math, pension protection, and 2026 strategy.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 15