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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Can’t Get Approved? Emergency Mortgage Options in Canada - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Can’t Get Approved? Emergency Mortgage Options in Canada

When banks say no, these alternative mortgage solutions can help. B-lenders, private mortgages, and creative financing strategies explained.

Voytek Jedrusiak Voytek Jedrusiak
Dec 15
Buying a Second Property While Owning Your Home (Canada 2026) - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Buying a Second Property While Owning Your Home (Canada 2026)

How Canadians qualify for and finance a second property in 2026 while keeping the first home — down payment rules, rental offset math, stress test, and the smartest financing structures.

Voytek Jedrusiak Voytek Jedrusiak
Dec 14
Mortgage Portability Explained: Move Your Mortgage Without Paying a Penalty - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Portability Explained: Move Your Mortgage Without Paying a Penalty

How mortgage portability works in 2026, when it saves you thousands in penalties, the difference between port-and-increase vs port-and-decrease, and the traps to avoid.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 11
Fixed vs Variable Mortgage in Canada: The 2026 Decision Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Fixed vs Variable Mortgage in Canada: The 2026 Decision Guide

The definitive guide to choosing between fixed and variable rate mortgages in Canada's 2026 rate environment.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 10
Airline Pilot Pension & Mortgage Strategy: Planning for Mandatory Retirement at 65 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Airline Pilot Pension & Mortgage Strategy: Planning for Mandatory Retirement at 65

How airline pilot pensions (DC and DB plans) affect mortgage planning with mandatory retirement at age 65.

Voytek Jedrusiak Voytek Jedrusiak
Dec 10
Mortgage Renewal Tips for 2026: The Insider Playbook - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Renewal Tips for 2026: The Insider Playbook

Most homeowners renew on autopilot. The ones who use this 12-point checklist routinely save $8,000-$20,000 per term.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 8
Bridge Financing in Canada: Complete Guide to Bridge Loans - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Bridge Financing in Canada: Complete Guide to Bridge Loans

Need to buy before you sell? Bridge financing helps cover the gap. Understand costs, requirements, and alternatives for your situation.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 3
Firefighters and Real Estate Investing: Using Your Schedule to Build Wealth - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Firefighters and Real Estate Investing: Using Your Schedule to Build Wealth

How firefighters leverage 24/48 schedules, renovation skills, and stable income to build a real estate portfolio alongside their primary home.

Voytek Jedrusiak Voytek Jedrusiak
Dec 1
Choosing Your Mortgage Term Length: Complete Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Choosing Your Mortgage Term Length: Complete Guide

1-year, 3-year, 5-year, or longer? How to choose the right mortgage term for your situation and goals.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 1