Knowledge Hub

Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Mortgage Penalties in Canada: Complete Guide to Breaking Your Mortgage - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Penalties in Canada: Complete Guide to Breaking Your Mortgage

Understanding mortgage penalties before you sign could save you thousands. Learn how penalties are calculated and strategies to minimize or avoid them.

Voytek Jedrusiak Voytek Jedrusiak
Nov 29
Mortgage Prepayment Privileges: Save Thousands in Interest - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Prepayment Privileges: Save Thousands in Interest

How to use prepayment privileges to pay off your mortgage faster and save tens of thousands in interest.

Voytek Jedrusiak Voytek Jedrusiak
Nov 28
Hybrid Mortgages in Canada: Are They Worth It? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Hybrid Mortgages in Canada: Are They Worth It?

Split your mortgage between fixed and variable rates. How hybrid mortgages work, who they suit, and the real pros and cons.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 28
Self-Employed Mortgage Guide: How to Get Approved in 2026 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Self-Employed Mortgage Guide: How to Get Approved in 2026

Self-employed Canadians face unique mortgage challenges. Learn documentation requirements, qualification strategies, and programs designed for business owners.

Voytek Jedrusiak Voytek Jedrusiak
Nov 27
Mortgage Rate Holds: How They Work and How to Use Them Strategically - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Rate Holds: How They Work and How to Use Them Strategically

Rate holds protect you from rising rates while allowing you to benefit from drops. Learn how rate holds work and strategic ways to use them.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 27
Accelerated Mortgage Payoff: 7 Real Strategies to Own Your Home Faster - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Accelerated Mortgage Payoff: 7 Real Strategies to Own Your Home Faster

Seven concrete strategies for paying off a Canadian mortgage years sooner — with real numbers showing the interest saved on a $500,000 mortgage at 2026 rates.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 25
Pilot Base City vs. Commuting: Where Should You Buy? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Pilot Base City vs. Commuting: Where Should You Buy?

For Canadian airline pilots, choosing between buying in your base city or commuting changes mortgage qualification, lifestyle, and long-term wealth. Here is how the math actually works.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 25
Condo Mortgages: How They Differ From Houses - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Condo Mortgages: How They Differ From Houses

Special considerations when financing a condominium. From condo fees to status certificates, here's what you need to know.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 25
How Your Police Pension Strengthens Your Mortgage Application - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

How Your Police Pension Strengthens Your Mortgage Application

How OMERS, RCMP Pension Plan, and other police pensions factor into mortgage qualification and long-term home ownership strategy.

Voytek Jedrusiak Voytek Jedrusiak
Nov 25