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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Multi-Generational Home Financing: Complete Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Multi-Generational Home Financing: Complete Guide

Financing options for multi-generational homes, including in-law suites, duplexes, and family compound arrangements.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 20
Nurse Practitioner Mortgages: Qualifying With Your NP Income - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Nurse Practitioner Mortgages: Qualifying With Your NP Income

How NPs qualify for mortgages with higher salaries, incorporation options, and the transition from RN to NP income — lender strategies for qualification.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 20
Interest-Only Mortgages in Canada: What You Need to Know - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Interest-Only Mortgages in Canada: What You Need to Know

Understanding interest-only mortgage options in Canada—who offers them, who they're for, and the risks involved.

Voytek Jedrusiak Voytek Jedrusiak
Nov 19
Mortgage Broker vs. Bank: Complete Comparison Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Broker vs. Bank: Complete Comparison Guide

Comparing the pros and cons of using a mortgage broker versus going directly to a bank. Which is right for you?

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 17
Firefighter Pension & Mortgage Planning: Mortgage-Free by Retirement - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Firefighter Pension & Mortgage Planning: Mortgage-Free by Retirement

How Canadian firefighters can use OMERS, MEPP, and provincial firefighter pensions to qualify for a larger mortgage and target a fully paid-off home by retirement.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 15
Flight Attendant Per Diems: Why They Don’t Count for Mortgages (And How to Use Them Wisely) - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Flight Attendant Per Diems: Why They Don’t Count for Mortgages (And How to Use Them Wisely)

Understanding why per diems are excluded from mortgage qualification and how to strategically use them for down payment savings.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 15
Can Part-Time or Casual Nurses Get a Mortgage in Canada? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Can Part-Time or Casual Nurses Get a Mortgage in Canada?

How part-time, casual, and agency nurses can qualify for a mortgage — including strategies for inconsistent hours and multiple employer income.

Voytek Jedrusiak Voytek Jedrusiak
Nov 5
Guelph Mortgage Guide 2026: Royal City Living - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Guelph Mortgage Guide 2026: Royal City Living

Everything Guelph buyers need for a 2026 mortgage — current prices by neighbourhood, qualifying math, first-time buyer programs, and local lender tips.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 1
Projected Income Mortgages: How to Buy a Home Before Your First Paycheque - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Projected Income Mortgages: How to Buy a Home Before Your First Paycheque

What projected income qualification actually means in Canadian mortgage underwriting — which lenders accept it, what documents you need, and how timing affects your approval.

Voytek Jedrusiak Voytek Jedrusiak
Nov 1