Stay informed with the latest mortgage news, tips, and insights from our experts.
What mortgage default insurance actually is, when you need it, what it costs, and the differences between CMHC, Sagen, and Canada Guaranty — written for buyers who want the real numbers.
Special considerations when financing rural properties, acreages, hobby farms, and country homes in Canada.
Amortization is the single biggest lever you have over your monthly payment and lifetime interest cost. Here's how it works in plain English — and how to choose the right number for your situation.
A plain-English Canadian mortgage glossary covering every term you will see on your application, commitment letter, and renewal offer in 2026 — from amortization to VRM.
How the Ontario Teachers' Pension Plan and similar provincial plans factor into mortgage planning, retirement timing, and long-term financial security.
Why your $600,000 in billings might translate to $120,000 in qualifying income — and what you can do about it. T2 vs. T1 income, retained earnings, and lender strategies.
Financing options for multi-generational homes, including in-law suites, duplexes, and family compound arrangements.
How NPs qualify for mortgages with higher salaries, incorporation options, and the transition from RN to NP income — lender strategies for qualification.
Understanding interest-only mortgage options in Canada—who offers them, who they're for, and the risks involved.
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