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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Mortgage Broker vs. Bank: Complete Comparison Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Broker vs. Bank: Complete Comparison Guide

Comparing the pros and cons of using a mortgage broker versus going directly to a bank. Which is right for you?

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 17
Firefighter Pension & Mortgage Planning: Mortgage-Free by Retirement - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Firefighter Pension & Mortgage Planning: Mortgage-Free by Retirement

How Canadian firefighters can use OMERS, MEPP, and provincial firefighter pensions to qualify for a larger mortgage and target a fully paid-off home by retirement.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 15
Flight Attendant Per Diems: Why They Don’t Count for Mortgages (And How to Use Them Wisely) - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Flight Attendant Per Diems: Why They Don’t Count for Mortgages (And How to Use Them Wisely)

Understanding why per diems are excluded from mortgage qualification and how to strategically use them for down payment savings.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 15
Can Part-Time or Casual Nurses Get a Mortgage in Canada? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Can Part-Time or Casual Nurses Get a Mortgage in Canada?

How part-time, casual, and agency nurses can qualify for a mortgage — including strategies for inconsistent hours and multiple employer income.

Voytek Jedrusiak Voytek Jedrusiak
Nov 5
Guelph Mortgage Guide 2026: Royal City Living - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Guelph Mortgage Guide 2026: Royal City Living

Everything Guelph buyers need for a 2026 mortgage — current prices by neighbourhood, qualifying math, first-time buyer programs, and local lender tips.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 1
Projected Income Mortgages: How to Buy a Home Before Your First Paycheque - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Projected Income Mortgages: How to Buy a Home Before Your First Paycheque

What projected income qualification actually means in Canadian mortgage underwriting — which lenders accept it, what documents you need, and how timing affects your approval.

Voytek Jedrusiak Voytek Jedrusiak
Nov 1
Just Upgraded to Captain? How to Qualify for a Mortgage at Your New Income - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Just Upgraded to Captain? How to Qualify for a Mortgage at Your New Income

Strategies for airline pilots who recently upgraded from FO to Captain to qualify at their new, higher income level.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Oct 25
RCMP Mortgages & Relocation: Buying a Home When You Could Be Transferred - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

RCMP Mortgages & Relocation: Buying a Home When You Could Be Transferred

How RCMP members navigate mortgages with potential relocations, IRP benefits, isolated post allowances, and force-specific income structures.

Voytek Jedrusiak Voytek Jedrusiak
Oct 25
Niagara Region Mortgage Guide 2026: Falls to Wine Country - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Niagara Region Mortgage Guide 2026: Falls to Wine Country

Niagara Region 2026 mortgage guide — St. Catharines, Niagara Falls, NOTL prices, qualifying income, first-time buyer programs, and local broker tips.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Oct 23