Second Mortgage & HELOC
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Rates from From 6.99%

Second Mortgage & HELOC

Unlock Your Home Equity

Unlock the equity in your home without breaking your current mortgage. Access funds for renovations, debt consolidation, investments, or major purchases.

Get Started Call (416) 822-7357
Why Choose Us

Benefits of Our Second Mortgage & HELOC Service

Keep Current Mortgage

Access equity without breaking your existing mortgage or paying penalties.

Lump Sum or Revolving

Choose between a fixed second mortgage or flexible HELOC based on your needs.

Multiple Uses

Use funds for renovations, debt consolidation, investments, or emergencies.

Flexible Qualification

Options available even with challenged credit through alternative lenders.

Helpful Resources

Tools & Articles

Calculators

Related Articles

Our Process

How It Works

01

Equity Assessment

We determine how much equity you can access from your home.

02

Compare Options

Second mortgage vs HELOC - we help you choose the right product.

03

Lender Matching

We match you with lenders offering the best rates for your situation.

04

Fast Funding

Receive your funds and put them to work for your goals.

FAQ

Frequently Asked Questions

You can typically borrow up to 80% of your home's value, minus what you owe on your first mortgage. For example, if your home is worth $600,000 and you owe $300,000, you could potentially borrow up to $180,000.
No, your first mortgage remains unchanged. A second mortgage is a separate loan that uses your home's equity as collateral.
Second mortgage rates are typically 2-5% higher than first mortgage rates because they're in second position. HELOCs usually have lower rates if you have good credit.
In Canada, mortgage interest on your primary residence is generally not tax-deductible. However, if you use the funds for investment purposes, the interest may be deductible.
Get Started

Tap Into Your Home's Equity

Get a free consultation to learn how much equity you can access and the best option for your needs.

Get Your Best Mortgage NOW

AND SAVE $1,000s IN INTEREST

Quick - Easy - Secure!

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Tap Into Your Home's Equity

Get a free consultation to learn how much equity you can access and the best option for your needs.

Get Free Consultation Call (416) 822-7357