Closing Costs Calculator
Estimate all the costs involved in purchasing a home in Canada. Get a complete breakdown including land transfer tax, CMHC insurance, legal fees, and more.
Complete Breakdown
All closing costs itemized
CMHC Insurance
Calculated automatically
Total Cash Needed
Down payment + costs
Property & Purchase Details
Adjustable Estimates
Closing Costs Breakdown
0% of purchase price
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Get Pre-Approved TodayWhat Are Closing Costs?
Closing costs are the fees and expenses you pay when finalizing a real estate transaction, in addition to your down payment. In Canada, closing costs typically range from 1.5% to 4% of the purchase price, depending on the province and property type.
CMHC Mortgage Insurance
If your down payment is less than 20%, you'll need mortgage default insurance (commonly called CMHC insurance). The premium ranges from 2.8% to 4% of the mortgage amount and can be added to your mortgage or paid upfront.
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