Halton Region, Ontario Updated June 8, 2026 Best Mortgage Rates inBurlington Waterfront premium with stable suburban demand 🏠 Avg. Home Price $1,100,000 -2.1% YoY 🏢 Avg. Condo Price $580,000 📅 Days on Market 29 ⭐ Best 5-Yr Fixed 4.04% Get Pre-Approved Today Calculate Payments 📊 Rate Comparison Compare Mortgage Rates in Burlington Get personalized rates for your city See local market data and mortgage tips Enable Location Updated June 8, 2026 Today's Best Mortgage Rates Compare discounted rates from Canada's top lenders. These are actual rates you can get - not posted bank rates. Prime Rate 4.45% Apply Now → Best 5-Yr Fixed 4.04% Apply Now → Best Variable 3.50% Apply Now → Featured Mortgage Rates Best discounted rates available today – sorted by lowest rate Term Lender Best Rate 5-Year Variable National Bank 3.50% Get This Rate 3-Year Fixed National Bank 3.89% Get This Rate 4-Year Fixed National Bank 3.99% Get This Rate 5-Year Fixed National Bank 4.04% Get This Rate 2-Year Fixed National Bank 4.24% Get This Rate 7-Year Fixed National Bank 4.54% Get This Rate 1-Year Fixed MCAP 4.69% Get This Rate 10-Year Fixed MCAP 4.69% Get This Rate Ready to Lock In Your Rate? Get pre-approved in minutes. No obligation, no credit impact. Get Approved Today * Rates shown are discounted rates for insured mortgages. Rates may vary based on credit profile, down payment, and property type. Subject to change without notice. OAC. 🏙️ Market Overview Burlington Mortgage Market Overview 2026 Burlington offers lakefront living with excellent GO Transit access to Toronto. The average home price of $1,100,000 positions it between Hamilton's affordability and Oakville's premium market. Downtown Burlington has evolved into a vibrant urban core with condos, restaurants, and Spencer Smith Park. The city attracts buyers seeking quality of life, good schools, and manageable commutes. 💡 Local Insights Mortgage Tips for Burlington Buyers Expert advice tailored to the local Burlington real estate market. First-Time Buyers North Burlington offers newer townhomes at more accessible prices. Min. down payment: $55,000 (5% of avg. price) Refinancing Burlington's waterfront properties have strong appreciation—consider HELOC for upgrades. Investment Property Downtown Burlington rentals benefit from young professional demand. Ready to buy in Burlington? Get pre-approved in minutes. No obligation, no credit impact. See what you qualify for today. Get Pre-Approved Free → 📍 Neighborhoods Popular Areas in Burlington Downtown Burlington Aldershot Appleby Tyandaga Millcroft Orchard 🏦 Local Lenders Top Mortgage Lenders in Burlington We compare rates from these and 50+ other lenders to find you the best deal. TD Canada Trust RBC FirstOntario Meridian DUCA ❓ FAQ Frequently Asked Questions About Mortgages in Burlington How does Burlington compare to Oakville? Burlington averages $350,000 less than Oakville while offering similar lifestyle amenities. Schools are strong in both cities. Burlington's downtown is more developed for walking and dining. Get the Best Mortgage Rate in Burlington Work with a local mortgage expert who understands the Burlington market. We compare rates from 50+ lenders to save you thousands. ✓ Free, no-obligation quote ✓ No credit impact ✓ 50+ lenders compared Get Your Free Quote Calculate Payments Verico MortgagePal Inc, Mortgage Brokerage Lic#12685. Regulated by the Financial Services Regulatory Authority of Ontario (FSRA). Related Mortgage Guides BC CMHC Insurance: When You Need It and How It Works Kamloops Real Estate: Thompson-Okanagan Gateway Rental Property HELOC vs Refinance for Renovations: The 2026 Comparison Investment Property Renewal: Why Your Bank Is Not Offering the Best Rate (And What to Do About It) Refinancing a Rental to Buy Another: The Equity Take-Out Strategy in 2026