Mortgage Tips & Expert Advice
Stay informed with the latest mortgage news, tips, and insights from our experts.
GDS and TDS Ratios Explained: How Lenders Qualify You
Understand the debt service ratios lenders use to determine your mortgage eligibility and how to improve your numbers.
Debt Consolidation: When Does It Make Sense?
Learn how consolidating high-interest debts into your mortgage can save you thousands and simplify your finances.
Spousal Buyout Mortgages During Separation or Divorce
How to buy out your partner's share of your home during divorce and the mortgage options available.
How to Protect Yourself from Mortgage Fraud
Learn to recognize mortgage fraud schemes and protect yourself during the home buying process.
How to Improve Your Credit Score for a Better Mortgage Rate
Practical strategies to boost your credit score and qualify for the best mortgage rates available.
Down Payment Gifts from Family: Rules and Requirements
How to use gifted money for your down payment and the documentation lenders require.
Refinancing to Access Your Home Equity: A Complete Guide
How to tap into your home's equity for renovations, investments, or other financial goals.
Does Mortgage Shopping Hurt Your Credit Score?
The truth about credit inquiries when comparing mortgage rates and how to shop without hurting your credit.
HELOC vs. Refinance: Which Is Right for You?
Comparing home equity lines of credit and mortgage refinancing to help you choose the best option.