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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Condo Mortgage Guide: Everything You Need to Know in 2026 - Uncategorized mortgage article | Best Rates Canada
Uncategorized

Condo Mortgage Guide: Everything You Need to Know in 2026

Buying a condo? Learn about unique mortgage considerations including status certificates, condo fees, special assessments, and lender requirements.

Dec 1
12 min read
5 Compelling Reasons to Refinance Your Mortgage in 2026 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

5 Compelling Reasons to Refinance Your Mortgage in 2026

With rates normalizing after 2023-2024 peaks, 2026 offers unique refinancing opportunities. Here's why it might be your year to refinance.

Nov 30
11 min read
Mortgage Terms Compared: 1, 2, 3, 4, and 5-Year Options Explained - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Terms Compared: 1, 2, 3, 4, and 5-Year Options Explained

Choosing the right mortgage term is crucial. Compare 1 to 5-year terms, understand rate differences, and find the optimal term for your situation.

Nov 30
11 min read
HELOC vs Refinance: Complete Comparison Guide - Financial Advice mortgage article | Best Rates Canada
Financial Advice

HELOC vs Refinance: Complete Comparison Guide

Comparing HELOCs and refinancing for accessing home equity. Understand the pros, cons, and costs of each option.

Nov 29
10 min read
Mortgage Penalties in Canada: Complete Guide to Breaking Your Mortgage - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Penalties in Canada: Complete Guide to Breaking Your Mortgage

Understanding mortgage penalties before you sign could save you thousands. Learn how penalties are calculated and strategies to minimize or avoid them.

Nov 29
11 min read
Private Mortgage Lenders in Canada: When They Make Sense - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Private Mortgage Lenders in Canada: When They Make Sense

Private mortgages aren't just for people with bad credit. Learn when private lending is the right solution and how to navigate this alternative market.

Nov 29
12 min read
HELOC vs. Refinance: Which Is Better for Accessing Home Equity? - Uncategorized mortgage article | Best Rates Canada
Uncategorized

HELOC vs. Refinance: Which Is Better for Accessing Home Equity?

Comparing HELOCs and refinancing for accessing your home equity. Understand the pros, cons, and costs of each option to make the right choice.

Nov 28
12 min read
Rent vs. Buy in 2026: Complete Decision Guide and Calculator Logic - Uncategorized mortgage article | Best Rates Canada
Uncategorized

Rent vs. Buy in 2026: Complete Decision Guide and Calculator Logic

Should you rent or buy in 2026? A comprehensive analysis of the financial and lifestyle factors, with real numbers and decision framework.

Nov 28
2 min read
Mortgage Prepayment Privileges: Save Thousands in Interest - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Prepayment Privileges: Save Thousands in Interest

How to use prepayment privileges to pay off your mortgage faster and save tens of thousands in interest.

Nov 28
10 min read