Stay informed with the latest mortgage news, tips, and insights from our experts.
The income required to qualify for a $1 million home in Canada, broken down by down payment, rate, and city. Real math, no guessing.
Everything you need to know about mortgage default insurance in Canada — who pays, how much, and when you can skip it entirely.
A 2026 guide to variable-rate mortgages for Alberta borrowers — how they work, how payments adjust, when to choose variable over fixed, and the math behind the decision.
How CHIP and Equitable Bank reverse mortgages work for Alberta homeowners 55+, costs, payout options, and the alternatives a broker should run first.
Canadian first-time homebuyers now have access to two powerful tax-advantaged accounts to build their down payment: the First Home Savings Account (FHSA) and the RRSP...
Practical, actionable savings strategies that real Canadians are using to accumulate their down payment in 2–3 years instead of 5–7.
Cash-back at renewal feels like free money. Run the 5-year math and it often costs $5K-$10K more than the lower-rate alternative.
Compare TFSA, RRSP, and FHSA side by side. See which registered account to fill first based on your income, home-buying plans, and tax bracket—with 2026 CRA limits and real dollar examples.
How Ontario homeowners moving to Alberta in 2026 should structure the mortgage transition — porting, breaking, timing the sale and purchase, and tapping equity.
Pick a time that works best for you
