Specialized mortgage solutions for newcomers, immigrants, and non-residents. We understand the unique challenges you face and have programs designed specifically for you.
We accept international credit history and alternative documentation.
Qualify with a job offer letter even before you've started working.
Programs for PRs, work permits, students, and non-residents.
Our team speaks multiple languages and understands your needs.
Our newcomer mortgage programs are designed for various immigration statuses. Here's who we can help:
If you're a permanent resident or have a valid work permit, you can apply immediately upon arrival. Some lenders allow pre-approval before you arrive.
Typically: valid passport, PR card or work permit, employment letter or job offer, proof of down payment, and any international credit references.
For non-residents, yes. For permanent residents and work permit holders, Canadian income is typically required, but foreign assets can be used for down payment.
Many newcomer programs don't require Canadian credit. We can use international credit reports or alternative documentation.
Let us help you navigate the Canadian mortgage process with competitive rates designed for newcomers.
Pick a time that works best for you
