Durham Region, Ontario Updated August 23, 2026 Best Mortgage Rates inClarington Growing Durham Region hub with new development 🏠 Avg. Home Price $820,000 -3.9% YoY 🏢 Avg. Condo Price $510,000 📅 Days on Market 34 ⭐ Best 5-Yr Fixed 4.04% Get Pre-Approved Today Calculate Payments 📊 Rate Comparison Compare Mortgage Rates in Clarington Get personalized rates for your city See local market data and mortgage tips Enable Location Updated August 23, 2026 Today's Best Mortgage Rates Compare discounted rates from Canada's top lenders. These are actual rates you can get - not posted bank rates. Prime Rate 4.45% Apply Now → Best 5-Yr Fixed 4.04% Apply Now → Best Variable 3.50% Apply Now → Featured Mortgage Rates Best discounted rates available today – sorted by lowest rate Term Lender Best Rate 5-Year Variable National Bank 3.50% Get This Rate 3-Year Fixed National Bank 3.89% Get This Rate 4-Year Fixed National Bank 3.99% Get This Rate 5-Year Fixed National Bank 4.04% Get This Rate 2-Year Fixed National Bank 4.24% Get This Rate 7-Year Fixed National Bank 4.54% Get This Rate 1-Year Fixed MCAP 4.69% Get This Rate 10-Year Fixed MCAP 4.69% Get This Rate Ready to Lock In Your Rate? Get pre-approved in minutes. No obligation, no credit impact. Get Approved Today * Rates shown are discounted rates for insured mortgages. Rates may vary based on credit profile, down payment, and property type. Subject to change without notice. OAC. 🏙️ Market Overview Clarington Mortgage Market Overview 2026 Clarington, anchored by the town of Bowmanville, is Durham Region's fastest-growing municipality. New residential developments offer modern homes at prices below the GTA average. GO Transit service connects commuters to Toronto, while local employment in energy and manufacturing provides jobs closer to home. The municipality combines small-town character with growing urban amenities. 💡 Local Insights Mortgage Tips for Clarington Buyers Expert advice tailored to the local Clarington real estate market. First-Time Buyers Bowmanville's newer subdivisions offer modern homes at Durham Region's best prices. Min. down payment: $41,000 (5% of avg. price) Refinancing Larger lots in Clarington often allow secondary suites—refinance to fund conversions. Investment Property Growing population and limited rental stock create landlord-favorable conditions. Ready to buy in Clarington? Get pre-approved in minutes. No obligation, no credit impact. See what you qualify for today. Get Pre-Approved Free → 📍 Neighborhoods Popular Areas in Clarington Bowmanville Courtice Newcastle Orono Wilmot Creek Darlington 🏦 Local Lenders Top Mortgage Lenders in Clarington We compare rates from these and 50+ other lenders to find you the best deal. TD Canada Trust RBC DUCA Kawartha Credit Union ❓ FAQ Frequently Asked Questions About Mortgages in Clarington Is Clarington a good commuter town? GO Transit from Oshawa (15 minutes from Bowmanville) connects to Union Station. Future GO expansion will bring direct service to Bowmanville, boosting property values along the corridor. Get the Best Mortgage Rate in Clarington Work with a local mortgage expert who understands the Clarington market. We compare rates from 50+ lenders to save you thousands. ✓ Free, no-obligation quote ✓ No credit impact ✓ 50+ lenders compared Get Your Free Quote Calculate Payments Best Rates, Mortgage Brokerage Lic#12685. Regulated by the Financial Services Regulatory Authority of Ontario (FSRA). Related Mortgage Guides Mortgages for Doctors, Dentists, and Medical Professionals in Canada (2026) What Income Do You Need for a Mortgage in Canada? Can You Be Denied a Mortgage Renewal in Canada? How Much Equity Can You Take Out of Your Home in Canada? Mortgage Pre-Approval vs Pre-Qualification in Canada
