Mortgage Tips & Expert Advice
Stay informed with the latest mortgage news, tips, and insights from our experts.
Canadian Mortgage Glossary: 75 Terms Every Homebuyer Should Know
Comprehensive glossary of Canadian mortgage terms. From amortization to zoning, understand every term you'll encounter in your home buying journey.
Multi-Generational Home Financing: Complete Guide
Financing options for multi-generational homes, including in-law suites, duplexes, and family compound arrangements.
Interest-Only Mortgages in Canada: What You Need to Know
Understanding interest-only mortgage options in Canada—who offers them, who they're for, and the risks involved.
Mortgage Broker vs. Bank: Complete Comparison Guide
Comparing the pros and cons of using a mortgage broker versus going directly to a bank. Which is right for you?
Complete Guide to Mortgage Refinancing in Canada
Everything you need to know about refinancing your mortgage—from accessing equity to consolidating debt, including costs, timing, and step-by-step process.
Mortgage Penalties Explained: IRD, Three Months Interest & More
Understand how mortgage prepayment penalties are calculated, why they vary so dramatically, and strategies to minimize them.
Prime Rate Explained: How It Affects Your Mortgage
Understand what the prime rate is, how it's set, and why it matters for variable mortgages, HELOCs, and other loans.
Second Mortgages Explained: When and How to Use Them
Learn when a second mortgage makes sense, how it works, and how it compares to refinancing or a HELOC.
Discount vs Posted Mortgage Rates: What You Need to Know
Understand the difference between posted and discounted mortgage rates, why it matters, and how to negotiate the best deal.