Mortgage Tips & Expert Advice
Stay informed with the latest mortgage news, tips, and insights from our experts.
When Should You Renew Your Mortgage Early?
Discover when breaking your mortgage early to renew makes financial sense and how to calculate if the penalty is worth it.
Private Mortgage Lenders: When They Make Sense
Understanding when private mortgages are a smart solution and what to expect with rates, terms, and exit strategies.
Mortgage Rate Holds: How to Lock In Your Rate
Learn how rate holds protect you from rising rates during your home search and how to use them strategically.
First-Time Homebuyer’s Complete Guide for 2024
Everything you need to know about buying your first home in Canada, from saving for a down payment to closing day.
Buying a Second Home or Cottage in Canada
Everything you need to know about financing a vacation property, from down payment rules to rental income considerations.
Monoline Lenders vs Big Banks: What’s the Difference?
Discover why mortgage-only lenders often offer better rates and terms than major banks, and when each makes sense.
Breaking Your Mortgage to Switch Lenders: Is It Worth It?
Calculate whether the penalty to break your mortgage is worth it to get a better rate elsewhere.
Stated Income Mortgages: Who Qualifies and How
Understanding stated income programs for self-employed borrowers and how to qualify without traditional income proof.
5 Costly Mistakes to Avoid at Mortgage Renewal
Don't automatically sign your renewal letter. Learn how to save thousands by shopping around and negotiating.