Construction Mortgages
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Construction Mortgages

Build Your Dream Home

Building your dream home? We offer specialized construction financing with draws released as your project progresses. Get the funding you need from foundation to finish.

Get Started Call (416) 822-7357
Why Choose Us

Benefits of Our Construction Service

Progress Draws

Funds released in stages as construction milestones are completed.

Interest Only During Build

Pay interest only on disbursed amounts during construction.

Completion Guarantee

Convert to permanent mortgage upon completion with locked-in rates.

Expert Support

Guidance through the unique construction financing process.

Our Process

How It Works

01

Project Review

We review your plans, permits, and builder contract.

02

Pre-Approval

Get approved for construction financing before breaking ground.

03

Progress Draws

Funds released at each construction milestone after inspection.

04

Completion

Convert to standard mortgage when construction is complete.

FAQ

Frequently Asked Questions

Construction mortgages are disbursed in stages (draws) as building progresses, while regular mortgages give you the full amount at closing. During construction, you typically pay interest only on disbursed funds.
Some lenders allow owner-builders, but requirements are stricter. You'll typically need construction experience, a larger down payment, and more detailed documentation.
This is why we recommend a 10-15% contingency fund. If costs exceed your budget, you may need additional financing or personal funds.
Construction periods are typically 6-12 months. Extensions may be available if needed, though they may incur additional fees.
Get Started

Ready to Build Your Dream Home?

Get expert guidance on construction financing and secure the right funding for your project.

Get Your Best Mortgage NOW

AND SAVE $1,000s IN INTEREST

Quick - Easy - Secure!

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Ready to Build Your Dream Home?

Get expert guidance on construction financing and secure the right funding for your project.

Get Free Consultation Call (416) 822-7357