York Region, Ontario Updated August 23, 2026 Best Mortgage Rates inAurora Premium York Region suburb with heritage charm 🏠 Avg. Home Price $1,280,000 -2.6% YoY 🏢 Avg. Condo Price $640,000 📅 Days on Market 30 ⭐ Best 5-Yr Fixed 4.04% Get Pre-Approved Today Calculate Payments 📊 Rate Comparison Compare Mortgage Rates in Aurora Get personalized rates for your city See local market data and mortgage tips Enable Location Updated August 23, 2026 Today's Best Mortgage Rates Compare discounted rates from Canada's top lenders. These are actual rates you can get - not posted bank rates. Prime Rate 4.45% Apply Now → Best 5-Yr Fixed 4.04% Apply Now → Best Variable 3.50% Apply Now → Featured Mortgage Rates Best discounted rates available today – sorted by lowest rate Term Lender Best Rate 5-Year Variable National Bank 3.50% Get This Rate 3-Year Fixed National Bank 3.89% Get This Rate 4-Year Fixed National Bank 3.99% Get This Rate 5-Year Fixed National Bank 4.04% Get This Rate 2-Year Fixed National Bank 4.24% Get This Rate 7-Year Fixed National Bank 4.54% Get This Rate 1-Year Fixed MCAP 4.69% Get This Rate 10-Year Fixed MCAP 4.69% Get This Rate Ready to Lock In Your Rate? Get pre-approved in minutes. No obligation, no credit impact. Get Approved Today * Rates shown are discounted rates for insured mortgages. Rates may vary based on credit profile, down payment, and property type. Subject to change without notice. OAC. 🏙️ Market Overview Aurora Mortgage Market Overview 2026 Aurora is one of York Region's most charming communities, blending heritage downtown character with modern suburban living. At $1,280,000 average, it offers slightly better value than Richmond Hill while delivering excellent schools and community amenities. The town's trail system, cultural center, and close-knit community feel attract families seeking quality over quantity. Most purchases require jumbo mortgages with 20% down. 💡 Local Insights Mortgage Tips for Aurora Buyers Expert advice tailored to the local Aurora real estate market. First-Time Buyers Aurora condos near Yonge and Wellington offer entry to York Region at more accessible prices. Min. down payment: $64,000 (5% of avg. price) Refinancing Aurora's premium appreciation history supports strong refinancing strategies. Investment Property Limited rental supply in Aurora commands premium rents from families. Ready to buy in Aurora? Get pre-approved in minutes. No obligation, no credit impact. See what you qualify for today. Get Pre-Approved Free → 📍 Neighborhoods Popular Areas in Aurora Aurora Village Bayview Northeast Aurora Highlands St. Andrew's Aurora Grove Henderson 🏦 Local Lenders Top Mortgage Lenders in Aurora We compare rates from these and 50+ other lenders to find you the best deal. TD Canada Trust RBC Meridian Credit Union DUCA ❓ FAQ Frequently Asked Questions About Mortgages in Aurora How does Aurora compare to Newmarket? Aurora carries a $200,000-$300,000 premium over Newmarket, reflecting its more established neighborhoods and proximity to Richmond Hill/Toronto. Both offer strong schools and GO Transit access. Get the Best Mortgage Rate in Aurora Work with a local mortgage expert who understands the Aurora market. We compare rates from 50+ lenders to save you thousands. ✓ Free, no-obligation quote ✓ No credit impact ✓ 50+ lenders compared Get Your Free Quote Calculate Payments Best Rates, Mortgage Brokerage Lic#12685. Regulated by the Financial Services Regulatory Authority of Ontario (FSRA). Related Mortgage Guides Mortgages for Doctors, Dentists, and Medical Professionals in Canada (2026) What Income Do You Need for a Mortgage in Canada? Can You Be Denied a Mortgage Renewal in Canada? How Much Equity Can You Take Out of Your Home in Canada? Mortgage Pre-Approval vs Pre-Qualification in Canada