Licensed broker. 50+ lenders on one application. Free to you, and you get your answer fast. Get Pre-Approved Today Call (416) 822-7357 ⭐ 5.0 Rating 50 Reviews 🏛️ FSRA Licensed #12685 (Best Rates) 🏦 50+ Lenders Banks, Credit Unions & More 📍 Serving Aurora Virtual Consultations Available Looking for today’s numbers? See the Aurora mortgage rates guide. This page covers the broker service itself — how we get you approved. Why Choose Us for Your Aurora Mortgage? Estate & Jumbo Mortgage Specialists Aurora's luxury pockets — Aurora Estates, Hills of St. Andrew, Shining Hill — routinely exceed CMHC limits. We access lenders built for multi-million dollar financing. Executive & Business-Owner Income Structures Experience qualifying buyers with bonus-heavy compensation, business ownership, and equity-based income common among Aurora's corporate and executive residents. 50+ Lender Network From first-time buyer programs in Bayview Wellington to jumbo financing in Aurora Estates, we shop the full market for your situation. Mortgage Services in Aurora Whether you’re buying your first home, refinancing, or investing—we have solutions for every situation. Home Purchase First-time buyer or upgrading? Access exclusive rates from 50+ lenders. Explore Home Purchase Options Refinancing Lower your rate, access equity, or consolidate debt with smart refinancing. Explore Refinance Options Mortgage Renewal Don't auto-renew! We'll negotiate better terms at renewal time. Explore Renewal Options Self-Employed Mortgages Flexible income verification for entrepreneurs and business owners. Explore Self-Employed Options Debt Consolidation Combine high-interest debt into one low mortgage payment. Explore Debt Consolidation Options Investment Property Financing for rental properties and real estate investors. Explore Investment Options Need something else? We also offer: Second Mortgage / HELOC, Bad Credit Solutions, Bridge Financing, Private Mortgages, Construction Mortgages, Reverse Mortgages, New to Canada Mortgages, Home Equity Loans, and more. Aurora Housing Market — What It Means for Your Approval $1,280,000 Avg. Home Price -2.6% YoY Change Market Highlights ✓ Magna International's global headquarters is based in Aurora, alongside major employers like Desjardins Insurance (about 1,600 staff) and TC Transcontinental Printing ✓ Aurora GO station on the Barrie line offers direct service to Union Station, and Highway 404 runs along the town's east side ✓ Historic Aurora Village — centred on Yonge and Wellington — sits within a designated heritage conservation district ✓ Price spread is wide across the town: established Aurora Heights and family-oriented Bayview Wellington sit well below the luxury estate pockets along the Oak Ridges Moraine ✓ Homes priced just under $1 million have recently been sitting on the market longer than higher-priced listings, a shift from the bidding-war conditions of past years ✓ Aurora Family Leisure Complex and a dense concentration of parks and schools make the town consistently popular with families relocating from Toronto Aurora sits right where York Region's suburban grid runs into the Oak Ridges Moraine, and you can feel that transition driving from the newer subdivisions near Bayview Northeast out toward the multi-acre estates in Aurora Estates and Hills of St. Andrew. Magna International's head office is here, along with employers like Desjardins and TC Transcontinental, so we see a fair number of executive and business-owner buyers whose income doesn't look like a standard T4. The heritage downtown around Yonge and Wellington still functions as a genuine town centre, not just a preserved facade, which is part of why Aurora keeps outperforming some of its York Region neighbours on livability rankings. The market has cooled from its peak, and interestingly it's the sub-$1-million segment sitting longest right now, not the luxury end, which says something about who's still actively buying here. Neighborhoods We Serve in Aurora From established communities to new developments, we help buyers across all Aurora neighborhoods. Aurora Village $900K – $3M+ Historic heart of town centred on Yonge and Wellington, within a heritage conservation district with walkable shops and restaurants. Best for: Buyers wanting walkability and character in a genuine town centre Aurora Heights $1M – $1.8M Aurora's first large-scale subdivision, with mature, tree-lined streets and established housing stock. Best for: Buyers wanting an established neighbourhood at a relative discount Bayview Wellington $650K – $1.8M Family-oriented area with eleven parks, including the Aurora Family Leisure Complex. Best for: Families prioritizing schools and recreational amenities Bayview Northeast $1.3M – $3M+ Newer construction with direct Highway 404 access. Best for: Commuters wanting newer homes and easy highway access Aurora Estates $2.5M – $10M+ Gated and semi-private estate lots along the Oak Ridges Moraine, several acres in size. Best for: Luxury buyers seeking privacy and land Hills of St. Andrew $2M – $6M+ Low-inventory, private enclave with large, mature lots. Best for: Buyers seeking exclusivity near the golf club Working With a Mortgage Broker in Aurora — Common Questions What does a mortgage broker in Aurora actually do? A licensed broker takes one application from you and shops it across 50+ lenders, then handles the approval end to end — document collection, lender negotiation, conditions, and coordination with your lawyer. Locally that includes lenders such as TD Canada Trust, RBC, Meridian Credit Union, plus credit unions and monoline lenders you cannot walk into. You deal with one person instead of applying at five branches. How much does a mortgage broker cost in Aurora? On residential deals the lender pays the broker commission, so the service is free to you. Fees only ever apply on private or specialty financing, and in those cases the fee is disclosed in writing before you commit to anything. How fast can I get an answer on my Aurora mortgage? Send us your details and we come back with a real answer fast — not a callback queue. Pre-approvals are typically issued within one business day once income and down payment documents are in, and rate holds run 90 to 120 days. Broker or bank — which is better in Aurora? A branch can only offer its own products. A broker compares 50+ lenders side by side, including options for self-employed income, bruised credit, rentals, and newcomers that a single bank will simply decline. Same paperwork, far wider shelf. What documents do I need to apply through a broker? Government ID, proof of income (recent pay stubs and T4s, or two years of business financials and Notices of Assessment if you are self-employed), 90 days of bank statements showing your down payment, and the purchase agreement if you have one. We request everything in a single list up front. Does using a broker hurt my credit score? No. We pull your credit once and use that single report across every lender we approach. Multiple mortgage inquiries inside a short shopping window are also treated as one event by Canadian credit bureaus. Can you help if I have bruised credit or self-employed income in Aurora? Yes. A-lenders generally want a 600+ score and provable income. Below that, B-lenders and private lenders underwrite on property equity, loan-to-value, and a clear exit plan instead of the score alone. We place the file with whichever tier actually fits. Do I have to meet in person in Aurora? No. We serve Aurora and the surrounding Ontario area with fully virtual applications, e-signatures, and secure document upload. In-person meetings are available when you prefer them. Get Your Free Aurora Mortgage Consultation Ready to explore your options? Contact us today for a free, no-obligation consultation. 📞 Phone: (416) 822-7357 ✉️ Email: mortgage@bestrates.ca 💻 Virtual Meetings: Zoom, Google Meet, or Phone Apply Online Now Takes just 5 minutes. No impact on your credit score. Also Serving Newmarket • Richmond Hill • King • Whitchurch-Stouffville • East Gwillimbury Licensed by Financial Services Regulatory Authority of Ontario under Brokerage #12685 (Best Rates). All mortgage services subject to standard lending criteria and approval.
