York Region, Ontario Updated June 8, 2026 Best Mortgage Rates inVaughan New construction growth with premium pricing 🏠 Avg. Home Price $1,300,000 -2.5% YoY 🏢 Avg. Condo Price $650,000 📅 Days on Market 30 ⭐ Best 5-Yr Fixed 4.04% Get Pre-Approved Today Calculate Payments 📊 Rate Comparison Compare Mortgage Rates in Vaughan Get personalized rates for your city See local market data and mortgage tips Enable Location Updated June 8, 2026 Today's Best Mortgage Rates Compare discounted rates from Canada's top lenders. These are actual rates you can get - not posted bank rates. Prime Rate 4.45% Apply Now → Best 5-Yr Fixed 4.04% Apply Now → Best Variable 3.50% Apply Now → Featured Mortgage Rates Best discounted rates available today – sorted by lowest rate Term Lender Best Rate 5-Year Variable National Bank 3.50% Get This Rate 3-Year Fixed National Bank 3.89% Get This Rate 4-Year Fixed National Bank 3.99% Get This Rate 5-Year Fixed National Bank 4.04% Get This Rate 2-Year Fixed National Bank 4.24% Get This Rate 7-Year Fixed National Bank 4.54% Get This Rate 1-Year Fixed MCAP 4.69% Get This Rate 10-Year Fixed MCAP 4.69% Get This Rate Ready to Lock In Your Rate? Get pre-approved in minutes. No obligation, no credit impact. Get Approved Today * Rates shown are discounted rates for insured mortgages. Rates may vary based on credit profile, down payment, and property type. Subject to change without notice. OAC. 🏙️ Market Overview Vaughan Mortgage Market Overview 2026 Vaughan combines suburban living with growing urban amenities around Vaughan Metropolitan Centre. The city attracts families seeking quality schools and newer construction. At $1,300,000 average, most purchases require jumbo mortgages. The TTC subway extension has boosted property values, particularly in VMC and Thornhill. New development continues in Kleinburg and North Maple, offering modern homes with premium pricing. 💡 Local Insights Mortgage Tips for Vaughan Buyers Expert advice tailored to the local Vaughan real estate market. First-Time Buyers VMC condos offer subway access at lower price points than detached homes. Min. down payment: $65,000 (5% of avg. price) Refinancing Vaughan's appreciation history supports strong refinancing opportunities. Investment Property Vaughan Metropolitan Centre is positioning to be a major employment hub—consider long-term holds. Ready to buy in Vaughan? Get pre-approved in minutes. No obligation, no credit impact. See what you qualify for today. Get Pre-Approved Free → 📍 Neighborhoods Popular Areas in Vaughan Kleinburg Woodbridge Maple Thornhill Concord VMC 🏦 Local Lenders Top Mortgage Lenders in Vaughan We compare rates from these and 50+ other lenders to find you the best deal. TD Canada Trust BMO RBC Meridian DUCA ❓ FAQ Frequently Asked Questions About Mortgages in Vaughan How does the subway affect Vaughan property values? Properties within walking distance of Vaughan Metropolitan Centre and Highway 407 stations have seen 10-20% premiums since the subway opened. This trend is expected to continue as the area develops. Get the Best Mortgage Rate in Vaughan Work with a local mortgage expert who understands the Vaughan market. We compare rates from 50+ lenders to save you thousands. ✓ Free, no-obligation quote ✓ No credit impact ✓ 50+ lenders compared Get Your Free Quote Calculate Payments Verico MortgagePal Inc, Mortgage Brokerage Lic#12685. Regulated by the Financial Services Regulatory Authority of Ontario (FSRA). Related Mortgage Guides BC CMHC Insurance: When You Need It and How It Works Kamloops Real Estate: Thompson-Okanagan Gateway Rental Property HELOC vs Refinance for Renovations: The 2026 Comparison Investment Property Renewal: Why Your Bank Is Not Offering the Best Rate (And What to Do About It) Refinancing a Rental to Buy Another: The Equity Take-Out Strategy in 2026
