Knowledge Hub

Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Ottawa Housing Market 2026: Canada’s Capital City Guide - Market Updates mortgage article | Best Rates Canada
Market Updates

Ottawa Housing Market 2026: Canada’s Capital City Guide

Navigate Ottawa's stable real estate market in 2026. From Kanata tech hubs to Barrhaven family neighbourhoods, discover where to buy in Canada's capital.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 20
Bank Statement Mortgages (B-Lender) for Self-Employed Canadians - Self Employed mortgage article | Best Rates Canada
Self Employed

Bank Statement Mortgages (B-Lender) for Self-Employed Canadians

How B-lender bank statement mortgages work in Canada — when to use them, real cost vs A-lender, and how to plan your refinance back to prime rates.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 20
Self-Employed Down Payment Rules & the 2-Year Rule (2026) - Self Employed mortgage article | Best Rates Canada
Self Employed

Self-Employed Down Payment Rules & the 2-Year Rule (2026)

Down payment rules for self-employed buyers in Canada in 2026, the 2-year industry rule, and the exceptions that let you qualify in year one.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 18
How Much Home Equity Can You Actually Borrow in 2026? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

How Much Home Equity Can You Actually Borrow in 2026?

On paper you can access 80% LTV. In practice, qualifying income and credit are the real gate.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 17
Alberta Mortgage Renewal in 2026: What Calgary & Edmonton Owners Miss - Mortgage Renewal mortgage article | Best Rates Canada
Mortgage Renewal

Alberta Mortgage Renewal in 2026: What Calgary & Edmonton Owners Miss

Alberta renewals in 2026 reward the prepared: variable income files, RPR/title nuances, and lender appetite for AB property all change the math.

Voytek Jedrusiak Voytek Jedrusiak
Jan 16
Incorporated Business Owners: Why Your T1 Lies About Your Income (And What to Do About It) - Self Employed mortgage article | Best Rates Canada
Self Employed

Incorporated Business Owners: Why Your T1 Lies About Your Income (And What to Do About It)

How incorporated Canadians can use T2 corporate net income, dividends, and retained earnings to qualify for a much larger mortgage than their T1 suggests.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 16
Private Mortgages in Ontario: Complete Guide 2026 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Private Mortgages in Ontario: Complete Guide 2026

Everything Ontario homeowners and buyers need to know about private mortgages — how they work, current rates, FSRA regulation, lender types, qualification requirements, and how to protect yourself.

Voytek Jedrusiak Voytek Jedrusiak
Jan 15
Hamilton Housing Market 2026: The Affordable GTA Alternative - Market Updates mortgage article | Best Rates Canada
Market Updates

Hamilton Housing Market 2026: The Affordable GTA Alternative

Discover why Hamilton is attracting Toronto buyers in 2026. Explore neighbourhood trends, revitalization projects, and mortgage strategies for this growing market.

Voytek Jedrusiak Voytek Jedrusiak
Jan 15
Stated Income Mortgages in Canada: How BFS Programs Actually Work - Self Employed mortgage article | Best Rates Canada
Self Employed

Stated Income Mortgages in Canada: How BFS Programs Actually Work

How stated income (Business For Self) mortgage programs work in Canada — which lenders offer them, premium costs, and who actually qualifies.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 14