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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

How MPAC Assessments Affect Your Property Taxes in Ontario - Financial Advice mortgage article | Best Rates Canada
Financial Advice

How MPAC Assessments Affect Your Property Taxes in Ontario

Understanding MPAC property assessments, how they determine your tax bill, and when to appeal. Ontario homeowner's essential guide.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 6
HELOC vs Refinance: Complete Comparison Guide - Financial Advice mortgage article | Best Rates Canada
Financial Advice

HELOC vs Refinance: Complete Comparison Guide

Comparing HELOCs and refinancing for accessing home equity. Understand the pros, cons, and costs of each option.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 29
Private Mortgage Lenders in Canada: When They Make Sense - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Private Mortgage Lenders in Canada: When They Make Sense

Private mortgages aren't just for people with bad credit. Learn when private lending is the right solution and how to navigate this alternative market.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 29
Divorce and Your Mortgage: Options & Strategies - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Divorce and Your Mortgage: Options & Strategies

Navigating mortgage decisions during divorce or separation. Understanding buyouts, refinancing, selling, and protecting your credit.

Voytek Jedrusiak Voytek Jedrusiak
Nov 22
Land Transfer Tax Across Canada: What You’ll Pay by Province - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Land Transfer Tax Across Canada: What You’ll Pay by Province

Complete breakdown of land transfer tax rates, rebates, and exemptions for every Canadian province. Calculate your exact cost.

Voytek Jedrusiak Voytek Jedrusiak
Nov 10
How a Reverse Mortgage Affects Your Estate and Your Children’s Inheritance - Financial Advice mortgage article | Best Rates Canada
Financial Advice

How a Reverse Mortgage Affects Your Estate and Your Children’s Inheritance

Provincial probate fees, intestate succession rules, spousal rollover tax breaks, and the real math on equity erosion over 25 years — everything Canadian families need to understand about reverse mortgages and inheritance.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Sep 19
5 Real Scenarios: How Canadian Seniors Are Using Reverse Mortgages to Live Better - Financial Advice mortgage article | Best Rates Canada
Financial Advice

5 Real Scenarios: How Canadian Seniors Are Using Reverse Mortgages to Live Better

Five detailed real-world scenarios showing how Canadian seniors used reverse mortgages to solve income gaps, eliminate debt, fund aging-in-place renovations, gift down payments, and cover healthcare — with full financial breakdowns, 2026 lender rates, and benefit analysis.

Voytek Jedrusiak Voytek Jedrusiak
Sep 12
The True Cost of a Reverse Mortgage in Canada: Every Fee, Rate & Hidden Charge Explained - Financial Advice mortgage article | Best Rates Canada
Financial Advice

The True Cost of a Reverse Mortgage in Canada: Every Fee, Rate & Hidden Charge Explained

Every fee, rate, and hidden charge explained — now comparing all 4 Canadian reverse mortgage lenders: CHIP, Equitable Bank, Bloom Finance SafeRate™, and Fraction. Updated March 2026.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Sep 5
Reverse Mortgage Eligibility: Do You Qualify? (It’s Easier Than You Think) - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Reverse Mortgage Eligibility: Do You Qualify? (It’s Easier Than You Think)

No income verification, no stress test, no credit score minimum. Here's exactly who qualifies for a reverse mortgage in Canada.

Voytek Jedrusiak Voytek Jedrusiak
Aug 29