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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Pay Off Your Mortgage Early in Canada: When It Makes Sense (and When It Doesn’t) - Financial insights mortgage article | Best Rates Canada
Financial insights

Pay Off Your Mortgage Early in Canada: When It Makes Sense (and When It Doesn’t)

Should You Actually Pay Off Your Mortgage Early? Paying down the mortgage faster feels good. There’s a real psychological win to watching the balance drop...

Voytek Jedrusiak Voytek Jedrusiak
Feb 8
Home Safety Tips to Implement Today - Mortgage mortgage article | Best Rates Canada
Mortgage

Home Safety Tips to Implement Today

When was the last time you paused to do a safety evaluation of your home? Home safety is not something we think of every day,...

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 17
Before You Buy Why Get Pre-approved? - Money Loans mortgage article | Best Rates Canada
Money Loans

Before You Buy Why Get Pre-approved?

OK. You’ve made the decision. You’re ready to buy a house. Great! You’ve got that dream home pictured in your head. Now all you have...

Voytek Jedrusiak Voytek Jedrusiak
Jan 7
Canadian Mortgage Rate Trends in 2026: Where We Are and Where We Are Headed - Rates mortgage article | Best Rates Canada
Rates

Canadian Mortgage Rate Trends in 2026: Where We Are and Where We Are Headed

A clear-eyed look at Canadian mortgage rate trends in 2026 — what the bond market is pricing, what the BoC is signalling, and how to position your renewal or purchase.

Voytek Jedrusiak Voytek Jedrusiak
Nov 16
Higher Interest Rates Mean Less Buying Power: The 2026 Math Every Buyer Should Know - Rates mortgage article | Best Rates Canada
Rates

Higher Interest Rates Mean Less Buying Power: The 2026 Math Every Buyer Should Know

A clear, math-driven explanation of how every 1% rate increase shrinks your maximum mortgage by roughly 10% — and what to do about it as a 2026 buyer.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Oct 18
Happy Thanksgiving - Mortgage mortgage article | Best Rates Canada
Mortgage

Happy Thanksgiving

It’s that favorite time of year again! It’s a time when we remember to be thankful for the many blessings we receive throughout the year....

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Oct 6
Protecting Your Credit During Divorce - Mortgage mortgage article | Best Rates Canada
Mortgage

Protecting Your Credit During Divorce

When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn’t have to change is the credit status you’ve worked so hard to achieve.

Voytek Jedrusiak Voytek Jedrusiak
Sep 17
It’s Never Too Late to Get a Better Rate on Your Mortgage - Mortgage mortgage article | Best Rates Canada
Mortgage

It’s Never Too Late to Get a Better Rate on Your Mortgage

Perhaps you are a first time homebuyer, or maybe you have been in your current mortgage for years; whatever the case may be you should...

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Sep 12
Is It Time to Refinance Your Mortgage? - Mortgage mortgage article | Best Rates Canada
Mortgage

Is It Time to Refinance Your Mortgage?

Have interest rates dropped since you first bought your house? Are you in a considerably better place financially and credit wise than you were when...

Voytek Jedrusiak Voytek Jedrusiak
Aug 20