Stay informed with the latest mortgage news, tips, and insights from our experts.
Side-by-side cost analysis of every cash back tier using real 2026 rates. See exactly how much extra interest you pay and whether the cash received makes up for it.
A complete breakdown of minimum down payments by purchase price, CMHC insurance thresholds, and where your money can come from — updated for 2026 rules.
Stuck in a private mortgage? Here's your step-by-step plan to transition to a B-lender or A-lender — rebuild credit, document income, and lower your mortgage costs.
How BC lenders treat secondary suites in 2026 — legality, rental offset rules, financing for adding a suite, and the math that turns a basement into qualifying income.
The timing of when you receive your cash back — funding day vs post-closing — changes everything. Compare monoline lenders like MCAP and Merix against big bank cash back programs.
When and how to use private mortgage lenders in Alberta — typical rates, fees, exit strategy, and the situations where private money is the right call.
Plain-English 2026 guide to Alberta closing costs: legal fees, title insurance, land titles registration, no land transfer tax, and real-dollar examples for Calgary and Edmonton buyers.
What credit score you actually need for Alberta mortgages in 2026 — A-lender minimums, B-lender thresholds, and how to fix scores below 600 fast.
Everything Canadian homebuyers and renewers need to know about cash back mortgages — how monoline and bank cash back programs work, real rate comparisons, when the math favours you, and when it costs you more.
Pick a time that works best for you
