Mortgage Tips & Expert Advice
Stay informed with the latest mortgage news, tips, and insights from our experts.
Private Mortgage Lenders: When They Make Sense
Understanding when private mortgages are a smart solution and what to expect with rates, terms, and exit strategies.
Mortgage Rate Holds: How to Lock In Your Rate
Learn how rate holds protect you from rising rates during your home search and how to use them strategically.
First-Time Homebuyer’s Complete Guide for 2024
Everything you need to know about buying your first home in Canada, from saving for a down payment to closing day.
Buying a Second Home or Cottage in Canada
Everything you need to know about financing a vacation property, from down payment rules to rental income considerations.
GDS and TDS Ratios Explained: How Lenders Qualify You
Understand the debt service ratios lenders use to determine your mortgage eligibility and how to improve your numbers.
Bank of Canada Rate Decision: What It Means for Your Mortgage
Breaking down the latest interest rate announcement and how it affects variable and fixed mortgage rates.
Monoline Lenders vs Big Banks: What’s the Difference?
Discover why mortgage-only lenders often offer better rates and terms than major banks, and when each makes sense.
Breaking Your Mortgage to Switch Lenders: Is It Worth It?
Calculate whether the penalty to break your mortgage is worth it to get a better rate elsewhere.
Spousal Buyout Mortgages During Separation or Divorce
How to buy out your partner's share of your home during divorce and the mortgage options available.