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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Commission Income Mortgages: Qualifying with Variable Pay - Self Employed mortgage article | Best Rates Canada
Self Employed

Commission Income Mortgages: Qualifying with Variable Pay

How salespeople, realtors, and other commission earners can successfully qualify for a mortgage despite income variability.

Voytek Jedrusiak Voytek Jedrusiak
Dec 25
When to Lock Your Mortgage Rate: Timing Your Rate Hold - Market Updates mortgage article | Best Rates Canada
Market Updates

When to Lock Your Mortgage Rate: Timing Your Rate Hold

Timing your rate lock can save or cost you thousands. Learn when to lock in your mortgage rate, how rate holds work, and strategies for rising and falling markets.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 25
Contractor & Gig Worker Mortgages: Getting Approved - Self Employed mortgage article | Best Rates Canada
Self Employed

Contractor & Gig Worker Mortgages: Getting Approved

How contractors, freelancers, and gig economy workers can qualify for mortgages despite non-traditional income documentation.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 24
Mortgage After Bankruptcy: Your Path Back to Homeownership - Credit Qualification mortgage article | Best Rates Canada
Credit Qualification

Mortgage After Bankruptcy: Your Path Back to Homeownership

Rebuilding credit after bankruptcy? Learn when you can qualify for a mortgage and how to rebuild toward homeownership.

Voytek Jedrusiak Voytek Jedrusiak
Dec 23
Airbnb & Short-Term Rental Property Financing - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Airbnb & Short-Term Rental Property Financing

Navigate the unique challenges of financing properties for short-term rentals, including income qualification, lender policies, and investment strategies.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 22
Real Estate Investment Strategy: Building Your Portfolio - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Real Estate Investment Strategy: Building Your Portfolio

From your first rental to a multi-property portfolio—strategies, financing approaches, and wealth-building tactics for Canadian real estate investors.

Voytek Jedrusiak Voytek Jedrusiak
Dec 21
Mortgage vs Other Debt: What Should You Pay Off First? - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Mortgage vs Other Debt: What Should You Pay Off First?

Strategic guidance on prioritizing debt repayment—when to focus on your mortgage versus credit cards, car loans, and student loans.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 20
Financial Planning with Your Mortgage: Wealth Building Strategies - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Financial Planning with Your Mortgage: Wealth Building Strategies

Integrate your mortgage into your broader financial plan—from leveraging equity to retirement planning and wealth building.

Voytek Jedrusiak Voytek Jedrusiak
Dec 19
BRRRR Method Explained: Buy, Rehab, Rent, Refinance, Repeat - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

BRRRR Method Explained: Buy, Rehab, Rent, Refinance, Repeat

Master the BRRRR strategy for building a rental portfolio—how to buy undervalued properties, add value, and recycle your capital.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 18