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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Home Inspection Tips: Complete Buyer’s Checklist - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

Home Inspection Tips: Complete Buyer’s Checklist

Essential home inspection guidance for buyers—what to look for, red flags to watch, and questions to ask your inspector.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 1
Closing Costs: Complete Guide for Canadian Homebuyers - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

Closing Costs: Complete Guide for Canadian Homebuyers

Every cost you'll face when closing on a home—from legal fees to land transfer tax—with tips to minimize your expenses.

Voytek Jedrusiak Voytek Jedrusiak
Dec 31
Choosing a Real Estate Agent: Complete Buyer’s Guide - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

Choosing a Real Estate Agent: Complete Buyer’s Guide

How to find, interview, and select the right realtor for your home purchase. Essential questions to ask and red flags to avoid.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 30
Using Home Equity to Erase Debt in 2026: The $30K Move Most Canadians Miss - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Using Home Equity to Erase Debt in 2026: The $30K Move Most Canadians Miss

Consolidating $40K of credit-card debt into home equity routinely saves $25K-$40K in interest over 5 years — if you follow one rule.

Voytek Jedrusiak Voytek Jedrusiak
Dec 29
First-Time Home Buyer Programs & Rebates in Canada 2026: The Complete Stack - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

First-Time Home Buyer Programs & Rebates in Canada 2026: The Complete Stack

Every federal and provincial program a first-time buyer can stack in 2026 — the FHSA, RRSP Home Buyers' Plan, Home Buyers' Tax Credit, GST rebates, and provincial land transfer tax refunds. Real dollar figures, no fluff.

Voytek Jedrusiak Voytek Jedrusiak
Dec 28
Business for Self (BFS) Mortgage Programs Explained - Self Employed mortgage article | Best Rates Canada
Self Employed

Business for Self (BFS) Mortgage Programs Explained

Discover specialized mortgage programs designed for self-employed Canadians—from stated income to alternative documentation options.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 28
Posted Rates vs Discount Rates: Why You Should Never Pay the Posted Rate - Market Updates mortgage article | Best Rates Canada
Market Updates

Posted Rates vs Discount Rates: Why You Should Never Pay the Posted Rate

Banks advertise posted rates, but almost no one pays them. Learn the difference between posted and discount rates, and how to negotiate the best mortgage rate.

Voytek Jedrusiak Voytek Jedrusiak
Dec 28
Multi-Unit Property Financing: Duplexes, Triplexes & Fourplexes - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Multi-Unit Property Financing: Duplexes, Triplexes & Fourplexes

Navigate financing for multi-unit residential properties. Understand down payments, rental income qualification, and investor strategies.

Voytek Jedrusiak Voytek Jedrusiak
Dec 27
Credit Card Debt Solutions for Homeowners - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Credit Card Debt Solutions for Homeowners

Struggling with credit card debt? Learn how homeowners can leverage their position to eliminate high-interest debt and regain financial control.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 26