Stay informed with the latest mortgage news, tips, and insights from our experts.
How BC Property Transfer Tax (PTT) works in 2026: tier rates, first-time buyer exemption ($835K), newly-built home exemption ($1.1M), foreign buyer add-on, and tax-saving strategies.
A 2026 mortgage and process guide for buying in Vancouver — benchmark prices by type, the new $1.5M insured cap, foreign-buyer rules, PTT, and the realistic income math.
Ontario renewals in 2026 hinge on three things: GTA pricing spreads, Ontario LTT exemptions, and which lenders will switch you for zero out-of-pocket.
The March 3 RRSP deadline isn't just about retirement. The Home Buyers' Plan lets you withdraw up to $60,000 tax-free for a down payment. Here's the strategy that turns one contribution into two benefits.
Most homeowners renew on autopilot. The ones who use this 12-point checklist routinely save $8,000-$20,000 per term.
Get up-to-date Canadian mortgage rates and understand what affects today's pricing. Compare fixed and variable rates from major lenders.
Everything you need to know about refinancing your mortgage—from accessing equity to consolidating debt, including costs, timing, and step-by-step process.
Expert analysis of where Bank of Canada rates are headed and how to position your mortgage strategy for the year ahead.
Understand how mortgage prepayment penalties are calculated, why they vary so dramatically, and strategies to minimize them.
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