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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Open vs Closed Mortgage: Which One Actually Saves You Money? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Open vs Closed Mortgage: Which One Actually Saves You Money?

Compare open and closed mortgages in Canada. Understand prepayment privileges, penalties, and when each option makes financial sense.

Voytek Jedrusiak Voytek Jedrusiak
Aug 12
Insured Mortgages in Canada: How They Work and Why Rates Are Lower - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Insured Mortgages in Canada: How They Work and Why Rates Are Lower

Insured mortgages offer the lowest rates in Canada but come with specific requirements. Learn how CMHC insurance works, who qualifies, and how to use it to your advantage.

Voytek Jedrusiak Voytek Jedrusiak
Aug 12
HELOC vs Second Mortgage: Complete Canadian Comparison Guide - Financial Advice mortgage article | Best Rates Canada
Financial Advice

HELOC vs Second Mortgage: Complete Canadian Comparison Guide

Compare Home Equity Lines of Credit and second mortgages in Canada. Understand rates, qualification requirements, and when to use each for accessing your home equity.

Voytek Jedrusiak Voytek Jedrusiak
Jul 10
Fixed vs Variable Mortgage in BC: A Straight Answer for 2026 - Uncategorized mortgage article | Best Rates Canada
Uncategorized

Fixed vs Variable Mortgage in BC: A Straight Answer for 2026

In 2026 the fixed-vs-variable decision is no longer about who "wins the prediction game" — it's about matching the product to your actual life.

V
voytekj
Jul 2
BC Foreign Buyer Tax: What Non-Residents Need to Know - Closing Costs mortgage article | Best Rates Canada
Closing Costs

BC Foreign Buyer Tax: What Non-Residents Need to Know

Understand BC's Additional Property Transfer Tax for foreign nationals, including rates, exemptions, and planning strategies.

Voytek Jedrusiak Voytek Jedrusiak
Jun 17
Fixed vs Variable Rate Mortgage in 2026: Complete Decision Guide - Uncategorized mortgage article | Best Rates Canada
Uncategorized

Fixed vs Variable Rate Mortgage in 2026: Complete Decision Guide

In 2026 the fixed-vs-variable decision is no longer about who "wins the prediction game" — it's about matching the product to your actual life.

V
voytekj
May 21
Mortgage Renewal vs Refinance: Is it Time to Renew or Refinance? - Mortgage mortgage article | Best Rates Canada
Mortgage

Mortgage Renewal vs Refinance: Is it Time to Renew or Refinance?

Navigating the world of mortgages can feel overwhelming, especially when your current mortgage term is nearing its end. Understanding your options is crucial to making...

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Apr 25
Rental Cash Damming: Maximize Mortgage Tax Savings on Rental Properties - Mortgage mortgage article | Best Rates Canada
Mortgage

Rental Cash Damming: Maximize Mortgage Tax Savings on Rental Properties

Unlock the secret to maximizing tax savings on your rental properties with the innovative strategy of rental cash damming. This comprehensive guide will walk you...

Voytek Jedrusiak Voytek Jedrusiak
Apr 25
BC Mortgage Rates in 2026: What Buyers and Renewers Need to Know - Rates mortgage article | Best Rates Canada
Rates

BC Mortgage Rates in 2026: What Buyers and Renewers Need to Know

A 2026 guide to BC mortgage rates — fixed vs variable, where to find the best rate, why insured beats uninsured, and the lenders that quietly dominate British Columbia.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Apr 13