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Reverse Mortgages: Options and Alternatives to Equitable Bank - Mortgage mortgage article | Best Rates Canada
Mortgage

Reverse Mortgages: Options and Alternatives to Equitable Bank

Considering a reverse mortgage can be a significant financial decision, especially when exploring options like Equitable Bank’s reverse mortgage. This article aims to provide a...

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Apr 12
Uncategorized

BC Mortgage Renewal in 2026: Why Shopping Around Pays $15K+

In BC, the average gap between a posted renewal offer and a broker rate is roughly 0.40%. On a $700K balance, that's $15,000+ over 5 years.

V
voytekj
Apr 9
BC Property Transfer Tax Guide 2026: Rates, Exemptions & Real-Dollar Examples - British Columbia mortgage article | Best Rates Canada
British Columbia

BC Property Transfer Tax Guide 2026: Rates, Exemptions & Real-Dollar Examples

How BC Property Transfer Tax (PTT) works in 2026: tier rates, first-time buyer exemption ($835K), newly-built home exemption ($1.1M), foreign buyer add-on, and tax-saving strategies.

Voytek Jedrusiak Voytek Jedrusiak
Apr 6
Vancouver Home Buying Guide 2026: Navigating Canada’s Most Expensive Market - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

Vancouver Home Buying Guide 2026: Navigating Canada’s Most Expensive Market

A 2026 mortgage and process guide for buying in Vancouver — benchmark prices by type, the new $1.5M insured cap, foreign-buyer rules, PTT, and the realistic income math.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Mar 27
Ontario Mortgage Renewal Guide: 2026 Update - Uncategorized mortgage article | Best Rates Canada
Uncategorized

Ontario Mortgage Renewal Guide: 2026 Update

Ontario renewals in 2026 hinge on three things: GTA pricing spreads, Ontario LTT exemptions, and which lenders will switch you for zero out-of-pocket.

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voytekj
Feb 26
The RRSP Deadline Could Be Worth $60,000 to First-Time Homebuyers - First Time Buyers mortgage article | Best Rates Canada
First Time Buyers

The RRSP Deadline Could Be Worth $60,000 to First-Time Homebuyers

The March 3 RRSP deadline isn't just about retirement. The Home Buyers' Plan lets you withdraw up to $60,000 tax-free for a down payment. Here's the strategy that turns one contribution into two benefits.

Voytek Jedrusiak Voytek Jedrusiak
Feb 15
Mortgage Renewal Checklist (Avoid the Costly Mistakes of 2026) - Uncategorized mortgage article | Best Rates Canada
Uncategorized

Mortgage Renewal Checklist (Avoid the Costly Mistakes of 2026)

Most homeowners renew on autopilot. The ones who use this 12-point checklist routinely save $8,000-$20,000 per term.

V
voytekj
Jan 15
Current Mortgage Rates in Canada: Today’s Best Rates Explained - Market Updates mortgage article | Best Rates Canada
Market Updates

Current Mortgage Rates in Canada: Today’s Best Rates Explained

Get up-to-date Canadian mortgage rates and understand what affects today's pricing. Compare fixed and variable rates from major lenders.

Voytek Jedrusiak Voytek Jedrusiak
Jan 8
Complete Guide to Mortgage Refinancing in Canada - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Complete Guide to Mortgage Refinancing in Canada

Everything you need to know about refinancing your mortgage—from accessing equity to consolidating debt, including costs, timing, and step-by-step process.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 7