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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Ottawa Housing: Best Neighborhoods for Your Budget - Ontario Mortgages mortgage article | Best Rates Canada
Ontario Mortgages

Ottawa Housing: Best Neighborhoods for Your Budget

Navigate Ottawa's real estate market with our comprehensive mortgage guide. Compare rates across neighborhoods from Westboro to Orleans.

Voytek Jedrusiak Voytek Jedrusiak
Sep 2
Where to Buy in Toronto: Mortgage Rates by Neighborhood - Ontario Mortgages mortgage article | Best Rates Canada
Ontario Mortgages

Where to Buy in Toronto: Mortgage Rates by Neighborhood

Compare mortgage rates across Toronto neighborhoods from downtown condos to suburban homes. Find the best rates for your GTA property purchase.

Voytek Jedrusiak Voytek Jedrusiak
Aug 30
Every Ontario First-Time Buyer Program You Can Stack in 2025 - Ontario Mortgages mortgage article | Best Rates Canada
Ontario Mortgages

Every Ontario First-Time Buyer Program You Can Stack in 2025

Discover all Ontario first-time home buyer programs, grants, and incentives. Learn about land transfer tax rebates, RRSP withdrawals, and federal programs.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Aug 29
Reverse Mortgage Eligibility: Do You Qualify? (It’s Easier Than You Think) - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Reverse Mortgage Eligibility: Do You Qualify? (It’s Easier Than You Think)

No income verification, no stress test, no credit score minimum. Here's exactly who qualifies for a reverse mortgage in Canada.

Voytek Jedrusiak Voytek Jedrusiak
Aug 29
Reverse Mortgage vs. HELOC: Which Is Better When You’re on a Fixed Income? - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Reverse Mortgage vs. HELOC: Which Is Better When You’re on a Fixed Income?

Both let you access home equity—but one requires monthly payments and the other doesn't. Here's what matters most when your income is limited.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Aug 22
The Smith Manoeuvre Explained: Make Your Mortgage Tax-Deductible - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

The Smith Manoeuvre Explained: Make Your Mortgage Tax-Deductible

Learn how the Smith Manoeuvre can transform your non-deductible Canadian mortgage into tax-deductible investment debt, potentially saving you thousands annually.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Aug 20
Uninsured Mortgages in Canada: What They Cost and When They Make Sense - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Uninsured Mortgages in Canada: What They Cost and When They Make Sense

Uninsured mortgages carry higher rates but offer flexibility that insured products can't match. Learn who needs one, what rates to expect, and how to minimize the cost.

Voytek Jedrusiak Voytek Jedrusiak
Aug 19
Reverse Mortgages in Canada: How to Turn Your Home Equity Into Tax-Free Retirement Income - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Reverse Mortgages in Canada: How to Turn Your Home Equity Into Tax-Free Retirement Income

Everything Canadian homeowners 55+ need to know about reverse mortgages — all 4 lenders compared (CHIP, Equitable, Bloom SafeRate™, Fraction), updated rates and costs. March 2026.

Voytek Jedrusiak Voytek Jedrusiak
Aug 15
Mortgages for Doctors, Dentists, and Medical Professionals in Canada (2026) - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgages for Doctors, Dentists, and Medical Professionals in Canada (2026)

Physician mortgage programs, projected income qualification, PLOC debt calculations, and lender-by-lender comparisons for Canadian medical professionals buying a home.

Voytek Jedrusiak Voytek Jedrusiak
Aug 15