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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

The Home Buying Process Timeline in Canada - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

The Home Buying Process Timeline in Canada

A step-by-step timeline of the home buying journey from saving to closing, with realistic timeframes.

Voytek Jedrusiak Voytek Jedrusiak
Oct 30
Getting a Mortgage When You’re Self-Employed: The Complete Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Getting a Mortgage When You’re Self-Employed: The Complete Guide

Special considerations, documentation requirements, and strategies for self-employed individuals seeking mortgage approval.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Oct 28
Mortgage Refinance vs Renewal: Understanding the Difference - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Refinance vs Renewal: Understanding the Difference

Know when to simply renew your mortgage and when refinancing makes more sense for your situation.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Oct 28
Down Payment Gifts from Family: Rules and Requirements - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Down Payment Gifts from Family: Rules and Requirements

How to use gifted money for your down payment and the documentation lenders require.

Voytek Jedrusiak Voytek Jedrusiak
Oct 25
Refinancing to Access Your Home Equity: A Complete Guide - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Refinancing to Access Your Home Equity: A Complete Guide

How to tap into your home's equity for renovations, investments, or other financial goals.

Voytek Jedrusiak Voytek Jedrusiak
Oct 22
Does Mortgage Shopping Hurt Your Credit Score? - Financial Advice mortgage article | Best Rates Canada
Financial Advice

Does Mortgage Shopping Hurt Your Credit Score?

The truth about credit inquiries when comparing mortgage rates and how to shop without hurting your credit.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Oct 22
Investment Property Mortgages: What You Need to Know - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Investment Property Mortgages: What You Need to Know

A comprehensive guide to financing rental properties and building your real estate investment portfolio.

Voytek Jedrusiak Voytek Jedrusiak
Oct 15
Understanding Mortgage Penalties: What Breaking Your Mortgage Costs - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Understanding Mortgage Penalties: What Breaking Your Mortgage Costs

Learn about prepayment penalties and how to minimize costs if you need to break your mortgage early.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Oct 10
The Complete Mortgage Stress Test Guide (Canada 2026) - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

The Complete Mortgage Stress Test Guide (Canada 2026)

The complete 2026 guide to the Canadian mortgage stress test: history, current formula, every exception, real-dollar buying-power impact, and how brokers and credit unions can help when you fail.

Voytek Jedrusiak Voytek Jedrusiak
Oct 8