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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Second Mortgages Explained: When and How to Use Them - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Second Mortgages Explained: When and How to Use Them

Learn when a second mortgage makes sense, how it works, and how it compares to refinancing or a HELOC.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 3
Discount vs Posted Mortgage Rates: What You Need to Know - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Discount vs Posted Mortgage Rates: What You Need to Know

Understand the difference between posted and discounted mortgage rates, why it matters, and how to negotiate the best deal.

Voytek Jedrusiak Voytek Jedrusiak
Jan 2
Multi-Unit Property Financing: Duplexes, Triplexes & Fourplexes - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Multi-Unit Property Financing: Duplexes, Triplexes & Fourplexes

Navigate financing for multi-unit residential properties. Understand down payments, rental income qualification, and investor strategies.

Voytek Jedrusiak Voytek Jedrusiak
Dec 27
Airbnb & Short-Term Rental Property Financing - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Airbnb & Short-Term Rental Property Financing

Navigate the unique challenges of financing properties for short-term rentals, including income qualification, lender policies, and investment strategies.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 22
Real Estate Investment Strategy: Building Your Portfolio - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Real Estate Investment Strategy: Building Your Portfolio

From your first rental to a multi-property portfolio—strategies, financing approaches, and wealth-building tactics for Canadian real estate investors.

Voytek Jedrusiak Voytek Jedrusiak
Dec 21
BRRRR Method Explained: Buy, Rehab, Rent, Refinance, Repeat - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

BRRRR Method Explained: Buy, Rehab, Rent, Refinance, Repeat

Master the BRRRR strategy for building a rental portfolio—how to buy undervalued properties, add value, and recycle your capital.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 18
Ontario Mortgage Guide: Everything You Need to Know - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Ontario Mortgage Guide: Everything You Need to Know

Province-specific mortgage guidance for Ontario buyers—from land transfer tax to first-time buyer programs and regional market insights.

Voytek Jedrusiak Voytek Jedrusiak
Dec 17
Toronto Real Estate Market: A Complete Buyer’s Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Toronto Real Estate Market: A Complete Buyer’s Guide

Navigate Toronto's competitive housing market—from understanding neighborhoods to making winning offers and managing double land transfer tax.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 16
BC Mortgage Guide: British Columbia Home Buying Essentials - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

BC Mortgage Guide: British Columbia Home Buying Essentials

Navigate BC's unique housing market—from property transfer tax to foreign buyer restrictions and regional market differences.

Voytek Jedrusiak Voytek Jedrusiak
Dec 15