Knowledge Hub

Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Private Mortgage Lenders: When They Make Sense - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Private Mortgage Lenders: When They Make Sense

Understanding when private mortgages are a smart solution and what to expect with rates, terms, and exit strategies.

Voytek Jedrusiak Voytek Jedrusiak
Dec 5
Mortgage Rate Holds: How to Lock In Your Rate - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Rate Holds: How to Lock In Your Rate

Learn how rate holds protect you from rising rates during your home search and how to use them strategically.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 3
First-Time Homebuyer’s Complete Guide for 2024 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

First-Time Homebuyer’s Complete Guide for 2024

Everything you need to know about buying your first home in Canada, from saving for a down payment to closing day.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 1
Buying a Second Home or Cottage in Canada - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Buying a Second Home or Cottage in Canada

Everything you need to know about financing a vacation property, from down payment rules to rental income considerations.

Voytek Jedrusiak Voytek Jedrusiak
Nov 30
Monoline Lenders vs Big Banks: What’s the Difference? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Monoline Lenders vs Big Banks: What’s the Difference?

Discover why mortgage-only lenders often offer better rates and terms than major banks, and when each makes sense.

Voytek Jedrusiak Voytek Jedrusiak
Nov 25
Breaking Your Mortgage to Switch Lenders: Is It Worth It? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Breaking Your Mortgage to Switch Lenders: Is It Worth It?

Calculate whether the penalty to break your mortgage is worth it to get a better rate elsewhere.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 22
Stated Income Mortgages: Who Qualifies and How - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Stated Income Mortgages: Who Qualifies and How

Understanding stated income programs for self-employed borrowers and how to qualify without traditional income proof.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 18
5 Costly Mistakes to Avoid at Mortgage Renewal - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

5 Costly Mistakes to Avoid at Mortgage Renewal

Don't automatically sign your renewal letter. Learn how to save thousands by shopping around and negotiating.

Voytek Jedrusiak Voytek Jedrusiak
Nov 15
Bridge Financing: What It Is and When You Need It - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Bridge Financing: What It Is and When You Need It

How bridge loans help when you're buying before selling and what to expect with rates and terms.

Voytek Jedrusiak Voytek Jedrusiak
Nov 15