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Second Home Financing in Canada (2026): Cottages, Vacation Homes, and Secondary Residences - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Second Home Financing in Canada (2026): Cottages, Vacation Homes, and Secondary Residences

How to finance a second home or cottage in Canada in 2026: down payment requirements, insured vs uninsured rules, seasonal access caveats, and the difference between a vacation home and a rental.

Voytek Jedrusiak Voytek Jedrusiak
Aug 15
Divorce & Separation Mortgage Options in Canada (2026): Buyout, Spousal Buyout Program, and Selling - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Divorce & Separation Mortgage Options in Canada (2026): Buyout, Spousal Buyout Program, and Selling

Mortgage options when separating in Canada in 2026: the federal Spousal Buyout Program, refinancing one spouse out, and the tax/credit implications you need to know before you sign anything.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Aug 10
Mortgage Fraud Prevention in Canada (2026): How to Protect Yourself From Title Theft, Wire Fraud, and Subject-To Scams - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Fraud Prevention in Canada (2026): How to Protect Yourself From Title Theft, Wire Fraud, and Subject-To Scams

Mortgage and title fraud is rising in Canada. Here are the 2026 scams every homeowner and buyer should know — title theft, wire-transfer redirection, subject-to scams — and the practical steps that prevent them.

Voytek Jedrusiak Voytek Jedrusiak
Aug 5
Private Mortgages: When They Make Sense - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Private Mortgages: When They Make Sense

Understanding private lending as an alternative when traditional mortgages aren't an option.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jul 28
The Complete Mortgage Amortization Guide (Canada 2026) - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

The Complete Mortgage Amortization Guide (Canada 2026)

Plain-English guide to mortgage amortization in Canada in 2026: 25 vs 30 years, the 30-year first-time-buyer rule, real-dollar payment and interest comparisons, and why front-loaded interest matters.

Voytek Jedrusiak Voytek Jedrusiak
Jul 20
Mortgage Prepayment Privileges in Canada (2026): How to Save Years and Tens of Thousands - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Prepayment Privileges in Canada (2026): How to Save Years and Tens of Thousands

How Canadian mortgage prepayment privileges work in 2026: 15/15, 20/20, double-up, lump sums, and accelerated payments — with real-dollar examples showing how much they actually save.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jul 15
Senior Mortgage Options in Canada (2026): HELOC, Reverse Mortgage, Refi, and Downsizing Compared - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Senior Mortgage Options in Canada (2026): HELOC, Reverse Mortgage, Refi, and Downsizing Compared

Mortgage and equity-access options for Canadian seniors aged 55+ in 2026: reverse mortgage, HELOC, conventional refinance, and downsizing — with real-dollar examples and the right fit for each situation.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jul 5
Home Equity Refinancing in 2026: The Complete Canadian Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Home Equity Refinancing in 2026: The Complete Canadian Guide

Refinancing to unlock equity is the most underused wealth tool in Canada — and the most misunderstood. Here's the 2026 playbook.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jun 20
Home Buyers Guide: A Plain-English Walkthrough for Canadians in 2026 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Home Buyers Guide: A Plain-English Walkthrough for Canadians in 2026

Buying your first home in Canada feels like learning a new language. This guide walks you through every step — pre-approval, down payment, closing costs, and moving day — without the jargon.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Aug 9