Stay informed with the latest mortgage news, tips, and insights from our experts.
Special considerations, documentation requirements, and strategies for self-employed individuals seeking mortgage approval.
A comprehensive guide to financing rental properties and building your real estate investment portfolio.
Learn about prepayment penalties and how to minimize costs if you need to break your mortgage early.
The complete 2026 guide to the Canadian mortgage stress test: history, current formula, every exception, real-dollar buying-power impact, and how brokers and credit unions can help when you fail.
Understanding mortgage default insurance, when it's required, and how it affects your home purchase.
Understanding the differences between working with a bank directly and using a mortgage broker.
Understanding the difference between co-signers and guarantors, and when each makes sense.
The Canadian mortgage stress test in plain English: the 2026 qualifying rate formula, what it does to your buying power, and the late-2024 renewal rule that finally lets you switch lenders without re-qualifying.
Budget properly for your home purchase by understanding all the closing costs you'll encounter.
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