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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Blended Rate Mortgages: Renewing Without Penalty - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Blended Rate Mortgages: Renewing Without Penalty

How blend-and-extend mortgages work and when they're a smart alternative to breaking your mortgage.

Voytek Jedrusiak Voytek Jedrusiak
Nov 10
Using Rental Income to Qualify for a Mortgage - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Using Rental Income to Qualify for a Mortgage

How lenders count rental income and maximize your qualification using investment property revenue.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 8
Collateral vs Conventional Mortgages: Key Differences - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Collateral vs Conventional Mortgages: Key Differences

Understanding the two types of mortgage registration and why it matters for your future financial flexibility.

Voytek Jedrusiak Voytek Jedrusiak
Nov 5
Credit Union Mortgages: Benefits You May Be Missing - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Credit Union Mortgages: Benefits You May Be Missing

Why credit unions often offer advantages over big banks and how their mortgages work differently.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 2
The Home Buying Process Timeline in Canada - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

The Home Buying Process Timeline in Canada

A step-by-step timeline of the home buying journey from saving to closing, with realistic timeframes.

Voytek Jedrusiak Voytek Jedrusiak
Oct 30
Mortgage Refinance vs Renewal: Understanding the Difference - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Refinance vs Renewal: Understanding the Difference

Know when to simply renew your mortgage and when refinancing makes more sense for your situation.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Oct 28
Getting a Mortgage When You’re Self-Employed: The Complete Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Getting a Mortgage When You’re Self-Employed: The Complete Guide

Special considerations, documentation requirements, and strategies for self-employed individuals seeking mortgage approval.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Oct 28
Investment Property Mortgages: What You Need to Know - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Investment Property Mortgages: What You Need to Know

A comprehensive guide to financing rental properties and building your real estate investment portfolio.

Voytek Jedrusiak Voytek Jedrusiak
Oct 15
Understanding Mortgage Penalties: What Breaking Your Mortgage Costs - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Understanding Mortgage Penalties: What Breaking Your Mortgage Costs

Learn about prepayment penalties and how to minimize costs if you need to break your mortgage early.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Oct 10