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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Alberta Mortgage Market: Calgary & Edmonton Buyer’s Guide - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Alberta Mortgage Market: Calgary & Edmonton Buyer’s Guide

Everything Alberta buyers need to know—from land title fees to regional market dynamics and opportunities in Calgary and Edmonton.

Voytek Jedrusiak Voytek Jedrusiak
Dec 14
Understanding Canada’s Mortgage Stress Test (B-20 Rules) - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Understanding Canada’s Mortgage Stress Test (B-20 Rules)

Learn how the mortgage stress test affects your borrowing power and what rate you actually need to qualify at under Canada's B-20 guidelines.

Voytek Jedrusiak Voytek Jedrusiak
Dec 10
When Should You Renew Your Mortgage Early? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

When Should You Renew Your Mortgage Early?

Discover when breaking your mortgage early to renew makes financial sense and how to calculate if the penalty is worth it.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 8
Private Mortgage Lenders: When They Make Sense - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Private Mortgage Lenders: When They Make Sense

Understanding when private mortgages are a smart solution and what to expect with rates, terms, and exit strategies.

Voytek Jedrusiak Voytek Jedrusiak
Dec 5
Mortgage Rate Holds: How to Lock In Your Rate - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Mortgage Rate Holds: How to Lock In Your Rate

Learn how rate holds protect you from rising rates during your home search and how to use them strategically.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 3
First-Time Homebuyer’s Complete Guide for 2024 - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

First-Time Homebuyer’s Complete Guide for 2024

Everything you need to know about buying your first home in Canada, from saving for a down payment to closing day.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 1
Buying a Second Home or Cottage in Canada - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Buying a Second Home or Cottage in Canada

Everything you need to know about financing a vacation property, from down payment rules to rental income considerations.

Voytek Jedrusiak Voytek Jedrusiak
Nov 30
Monoline Lenders vs Big Banks: What’s the Difference? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Monoline Lenders vs Big Banks: What’s the Difference?

Discover why mortgage-only lenders often offer better rates and terms than major banks, and when each makes sense.

Voytek Jedrusiak Voytek Jedrusiak
Nov 25
Breaking Your Mortgage to Switch Lenders: Is It Worth It? - Mortgage Tips mortgage article | Best Rates Canada
Mortgage Tips

Breaking Your Mortgage to Switch Lenders: Is It Worth It?

Calculate whether the penalty to break your mortgage is worth it to get a better rate elsewhere.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 22