Knowledge Hub

Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Canadian Housing Affordability Report: February 2026 - Market Updates mortgage article | Best Rates Canada
Market Updates

Canadian Housing Affordability Report: February 2026

Housing affordability got easier in 12 of 13 Canadian cities in February. See the full breakdown by city, plus what it means for buyers, sellers, and renewals.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Mar 20
Bank of Canada March 2026: Why the Bank of Canada Held Rates — and What It Means for Your Mortgage - Market Updates mortgage article | Best Rates Canada
Market Updates

Bank of Canada March 2026: Why the Bank of Canada Held Rates — and What It Means for Your Mortgage

The Bank of Canada holds rate at 2.25% in March 2026. Here's what drove the decision and what it means for variable rates, fixed rates, and your renewal.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Mar 18
Canadian Home Sales Recap: February 2026 - Market Updates mortgage article | Best Rates Canada
Market Updates

Canadian Home Sales Recap: February 2026

Canadian home sales dipped -1.3% in February with the national average price at $676,640. Full regional breakdown inside.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Mar 15
Surrey Housing Market 2026: Metro Vancouver’s Affordable Hub - Market Updates mortgage article | Best Rates Canada
Market Updates

Surrey Housing Market 2026: Metro Vancouver’s Affordable Hub

Explore Surrey's dynamic real estate market in 2026. From SkyTrain-connected communities to family-friendly suburbs, discover BC's fastest-growing city.

Voytek Jedrusiak Voytek Jedrusiak
Feb 10
Home Equity Loan Rates in Canada: What to Expect - Market Updates mortgage article | Best Rates Canada
Market Updates

Home Equity Loan Rates in Canada: What to Expect

Current home equity loan rates in Canada by lender type, plus factors that affect your rate and strategies to get the lowest rate possible.

Voytek Jedrusiak Voytek Jedrusiak
Feb 5
Private Mortgage Rates in Ontario: What to Expect in 2026 - Market Updates mortgage article | Best Rates Canada
Market Updates

Private Mortgage Rates in Ontario: What to Expect in 2026

Current private mortgage rates in Ontario range from 8% to 15%. Learn what drives your rate, how fees add up, and how to negotiate better terms.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Feb 5
Brampton Housing Market 2026: Space and Value in the GTA - Market Updates mortgage article | Best Rates Canada
Market Updates

Brampton Housing Market 2026: Space and Value in the GTA

Discover why Brampton offers some of the best value in the GTA in 2026. Explore family-friendly neighbourhoods, infrastructure improvements, and mortgage strategies.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Feb 3
Mississauga Housing Market 2026: GTA’s Urban Suburb - Market Updates mortgage article | Best Rates Canada
Market Updates

Mississauga Housing Market 2026: GTA’s Urban Suburb

Explore Mississauga's diverse real estate market in 2026. From Square One condos to Port Credit waterfront, discover what makes Canada's 6th largest city attractive to buyers.

Voytek Jedrusiak Voytek Jedrusiak
Jan 25
Ottawa Housing Market 2026: Canada’s Capital City Guide - Market Updates mortgage article | Best Rates Canada
Market Updates

Ottawa Housing Market 2026: Canada’s Capital City Guide

Navigate Ottawa's stable real estate market in 2026. From Kanata tech hubs to Barrhaven family neighbourhoods, discover where to buy in Canada's capital.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Jan 20