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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

Bank of Canada Interest Rate Predictions for 2025 - Market Updates mortgage article | Best Rates Canada
Market Updates

Bank of Canada Interest Rate Predictions for 2025

Expert analysis of where Bank of Canada rates are headed and how to position your mortgage strategy for the year ahead.

Voytek Jedrusiak Voytek Jedrusiak
Jan 6
Posted Rates vs Discount Rates: Why You Should Never Pay the Posted Rate - Market Updates mortgage article | Best Rates Canada
Market Updates

Posted Rates vs Discount Rates: Why You Should Never Pay the Posted Rate

Banks advertise posted rates, but almost no one pays them. Learn the difference between posted and discount rates, and how to negotiate the best mortgage rate.

Voytek Jedrusiak Voytek Jedrusiak
Dec 28
When to Lock Your Mortgage Rate: Timing Your Rate Hold - Market Updates mortgage article | Best Rates Canada
Market Updates

When to Lock Your Mortgage Rate: Timing Your Rate Hold

Timing your rate lock can save or cost you thousands. Learn when to lock in your mortgage rate, how rate holds work, and strategies for rising and falling markets.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 25
Bank of Canada Rate Decision: What It Means for Your Mortgage - Market Updates mortgage article | Best Rates Canada
Market Updates

Bank of Canada Rate Decision: What It Means for Your Mortgage

Breaking down the latest interest rate announcement and how it affects variable and fixed mortgage rates.

Voytek Jedrusiak Voytek Jedrusiak
Nov 28
Canadian Housing Market Forecast for 2025 - Market Updates mortgage article | Best Rates Canada
Market Updates

Canadian Housing Market Forecast for 2025

Expert predictions on home prices, sales activity, and market conditions across Canada's major cities.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Nov 10
2024 CMHC Changes: $1.5 Million Insured Mortgage Limit Explained - Market Updates mortgage article | Best Rates Canada
Market Updates

2024 CMHC Changes: $1.5 Million Insured Mortgage Limit Explained

Major changes to Canadian mortgage insurance rules are now in effect. Learn how the new $1.5 million limit and 30-year amortization expansion affects first-time buyers and new construction purchases.

Voytek Jedrusiak Voytek Jedrusiak
Sep 16
Canadian Real Estate Cycles Explained: What Buyers Need to Know - Market Updates mortgage article | Best Rates Canada
Market Updates

Canadian Real Estate Cycles Explained: What Buyers Need to Know

Real estate moves in cycles — recovery, expansion, hyper-supply, and recession. Here is how to read where Canada sits today and what it means for your buying or refinancing decision.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Dec 8