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Mortgage Tips & Expert Advice

Stay informed with the latest mortgage news, tips, and insights from our experts.

BC Interior Real Estate 2026: Affordable Alternatives to Vancouver - Market Updates mortgage article | Best Rates Canada
Market Updates

BC Interior Real Estate 2026: Affordable Alternatives to Vancouver

Discover BC's interior real estate markets in 2026. From Kelowna to Kamloops, explore affordable alternatives to Vancouver with lifestyle benefits.

Voytek Jedrusiak Voytek Jedrusiak
Jan 6
Bank of Canada Rate Forecast 2026: Where Variable Rates Are Headed - Market Updates mortgage article | Best Rates Canada
Market Updates

Bank of Canada Rate Forecast 2026: Where Variable Rates Are Headed

Bank of Canada rate forecast for 2026: where the policy rate is headed, what economists expect, how it affects variable mortgage rates and prime, and how to position your mortgage for the year ahead.

Voytek Jedrusiak Voytek Jedrusiak
Dec 20
How Inflation Affects Mortgage Rates in Canada (2026 Guide) - Market Updates mortgage article | Best Rates Canada
Market Updates

How Inflation Affects Mortgage Rates in Canada (2026 Guide)

Inflation is the single biggest driver of Canadian mortgage rates. Here is how CPI, the Bank of Canada policy rate, and bond yields connect — and what it means for your fixed and variable mortgage in 2026.

Voytek Jedrusiak Voytek Jedrusiak
Dec 18
Canadian Housing Market Predictions for 2026: What Buyers and Owners Should Expect - Market Updates mortgage article | Best Rates Canada
Market Updates

Canadian Housing Market Predictions for 2026: What Buyers and Owners Should Expect

Where Canadian home prices, mortgage rates, and inventory are heading in 2026 — and what each scenario means for your buying, refinancing, or renewal decision.

Voytek Jedrusiak Voytek Jedrusiak
Dec 16
How Low Will Mortgage Rates Go in Canada? Honest 2026 Outlook - Market Updates mortgage article | Best Rates Canada
Market Updates

How Low Will Mortgage Rates Go in Canada? Honest 2026 Outlook

A no-hype look at where Canadian fixed and variable mortgage rates are likely heading in 2026 — what the Bank of Canada has signalled, what bond yields are doing, and what it means for your renewal or purchase.

Voytek Jedrusiak Voytek Jedrusiak
Dec 14
Mortgage Stress Test Changes Coming in 2026: What Buyers and Renewers Need to Know - Market Updates mortgage article | Best Rates Canada
Market Updates

Mortgage Stress Test Changes Coming in 2026: What Buyers and Renewers Need to Know

How the federal mortgage stress test works in 2026, the changes OSFI confirmed for switch-at-renewal, and what it means for your buying power and renewal strategy.

Voytek Jedrusiak Voytek Jedrusiak
Nov 26
Will the Canadian Housing Market Crash? What the Data Shows - Market Updates mortgage article | Best Rates Canada
Market Updates

Will the Canadian Housing Market Crash? What the Data Shows

Analyzing the likelihood of a Canadian housing crash using immigration data, supply constraints, and historical patterns.

Voytek Jedrusiak Voytek Jedrusiak
Sep 29
When Is the Best Time to Buy a House in Canada? - Market Updates mortgage article | Best Rates Canada
Market Updates

When Is the Best Time to Buy a House in Canada?

Seasonal trends, rate cycles, and market conditions that affect Canadian home prices. Data-backed guidance on timing your purchase.

Monika Tarnik-Jedrusiak Monika Tarnik-Jedrusiak
Sep 8
Current Mortgage Rates in Canada: Today’s Best Rates Explained - Market Updates mortgage article | Best Rates Canada
Market Updates

Current Mortgage Rates in Canada: Today’s Best Rates Explained

Get up-to-date Canadian mortgage rates and understand what affects today's pricing. Compare fixed and variable rates from major lenders.

Voytek Jedrusiak Voytek Jedrusiak
Jan 8