Stay informed with the latest mortgage news, tips, and insights from our experts.
Where Canadian home prices, mortgage rates, and inventory are heading in 2026 — and what each scenario means for your buying, refinancing, or renewal decision.
A no-hype look at where Canadian fixed and variable mortgage rates are likely heading in 2026 — what the Bank of Canada has signalled, what bond yields are doing, and what it means for your renewal or purchase.
How the federal mortgage stress test works in 2026, the changes OSFI confirmed for switch-at-renewal, and what it means for your buying power and renewal strategy.
Analyzing the likelihood of a Canadian housing crash using immigration data, supply constraints, and historical patterns.
Seasonal trends, rate cycles, and market conditions that affect Canadian home prices. Data-backed guidance on timing your purchase.
Get up-to-date Canadian mortgage rates and understand what affects today's pricing. Compare fixed and variable rates from major lenders.
Expert analysis of where Bank of Canada rates are headed and how to position your mortgage strategy for the year ahead.
Banks advertise posted rates, but almost no one pays them. Learn the difference between posted and discount rates, and how to negotiate the best mortgage rate.
Timing your rate lock can save or cost you thousands. Learn when to lock in your mortgage rate, how rate holds work, and strategies for rising and falling markets.
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